I moved to America about one year ago after living and traveling all over the world and thought I would be pretty competent around personal finance and investing activities. However I soon realized that I had a lot to learn and was already behind the curve for my age group. So I started this blog as a way to track, record and share ideas along the way.

Most of the topics on which I write about, you could find on the thousands of personal finance and investing sites currently out there. What I bring to it is a personal touch and unique perspective based on my own direct and indirect experiences. So what I write is what I live. I am married with a young kid, have a decent household income, growing share/funds portfolio and hope to retire before I am 50. These dimensions/goals provide a lot of topics to write about so I hope you enjoy what I write and get some useful ideas and information from the site. As always, I would love to hear your thoughts and feedback.

So why the title - Saving to Invest?

I chose the title because, in my humble opinion, it reflects the secret to financial freedom for most people. Here it is : Wealth = Savings + Investments.

Simple, and it is the basic premise of this blog and my financial philosophy. Unless you are bestowed with family money or win the lottery, the only way to reach financial freedom is to save effectively (i.e. don't spend more than you earn) and to then invest that money effectively over the medium to long term in a diversified portfolio and retirement accounts. Easy? No, and it takes a lot of work, discipline and desire to get there. This blog reflects that journey.