March 2008

Financial Knowledge and Literacy – Debt, Bonds, Equity, Commodities, Real Estate and Other Investments

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From, Michael Fischer’s book Saving and Investing: Financial Knowledge and Financial Literacy that Everyone Needs and Deserves to Have!, here is a simple and effective summary of the various investment classes that I reference throughout this blog. DEBT AND BONDS (FIXED INCOME INVESTMENTS) The first way that we as savers can interact with users of [...]

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Bikini car wash controversy

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I am always amazed how far some entrepreneurs go to make a buck. Sex sells is a time old marketing adage and looks like this concept is being taken to the extreme with the opening of racy Bikini car washes around country this summer. Just recently a San Antonio car wash featuring bikini-clad women created [...]

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Seven Ways to Avoid Banks Taking Your Money in Fees and Charges

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We have all read about and surely experienced the ever increasing fees and charges that banks and other financial institutions charge us. In the US alone, $36 billion in bank fees were charged last year to consumers. 1. Monthly Account Keeping or Service Fee : The most common fee you pay for an organization to [...]

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The alphabet soup of Immigration terminology

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As an immigrant here myself I can attest to the complications going through multiple visa process and the enormous amount of documentation to complete and provide. There are so many “classes” of immigration visa that it can all become a puddle of numbers and letters to the average person. Here is a list of some [...]

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Is India the right investment right for you? 2 ETFs to consider

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Last week, PowerShares India Portfolio (NYSE: PIN) became the second pure-play India-focused ETF, after last month’s launch of WisdomTree’s India Earnings Fund (NYSE: EPI). The PowerShares fund is market-cap weighted, adjusted for foreign fund access, and covers 50 India-listed companies and Indian American depositary receipts). Representing a broad swath of the Indian stock market, the [...]

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