April 2008

Who Does the Finances and Money Management in Your Household?

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I do in my household. Doing the household finances is something I don’t mind, apart from seeing all the bills which means money going out the door. I also do the budgeting, taxes and investments. I have a natural affinity for all things finance, a reason I write this blog, and my wife thinks all this [...]

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Taxes and my Paycheck Withholdings

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When I moved here one of the financial mysteries for me were the taxes on my paycheck, what would be deducted and more importantly how much should I withhold to meet my tax obligations. I learned the importance of understanding this the hard way with a hefty tax bill, due to not withholding enough taxes [...]

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Financial Spring Cleaning – Organize your Clutter

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Is your financial documentation clutter getting too much to deal with? Signs of this include bills piling up, statements in random piles and your desk barely visible under all the stacks of paper. Most of us have, at some point, experienced this and need to get organized. Start now by making “Financial” spring cleaning part [...]

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Insuring Pregnancy – Is this Going too Far?

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Expectant mothers will now be able to insure their unborn babies against pregnancy complications, birth defects and even death. This type of insurance, possibly the first of its kind, is being offered by ING Australia. It is aimed at the growing number of older mothers (who have a greater risk of pregnancy complications and birth [...]

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The Rental Squeeze

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We have all heard about the sad state of the US housing market thanks to the subprime driven credit crisis. However, now the rental market is starting to feel the effects of this as less people buy and instead choose or have to rent. This is feeding the philosophy that when times are bad, the [...]

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Appearances this week

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I started this blog in December as I dipped my toe into the personal finance blog pond. However over the last month or so I have started committing more time and effort to the blog and have increased the frequency of posts to almost 1 a day. Over this time I have also contributed some [...]

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Beware Paid Links and use the "no follow" attribute

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I have started receiving the following type of emails recently, which offer to pay me between $10 and $50 to embed a link to specified external websites. Hi Andy, I was looking at your page on credit scores – 10 things to know about your credit – , and I’m interested in paying you $30 [...]

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Top ten myths about buying a franchise – Part 1

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Generally most Americans are not happy working for someone else or being in the corporate rat race. So the idea of being your own boss and controlling your destiny is very appealing. Besides some of the many “get rich quick” schemes on TV, there is one type of business that seems like an easy escape [...]

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Decoupling debunked

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There is a popular theory going around that the U.S. had become “decoupled” from the rest of the world due to the emergence of new powerhouse economies like China and India. The theory goes onto say that a downturn in the U.S. would not slow the global economy since the new growth economies on the [...]

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Save $29 in Minutes

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I came across an article recently about how to save money and shop on-line more effectively by taking advantage of freely available merchant discount codes. These codes can be entered at the checkout page of most on-line retailer web sites and can result in some real savings ($29 on average) with minimal effort. Well, I [...]

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