August 2008

>Quirky Finance : Pet Time Sharing

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>The Wall Street Journal brings a quirky story on the “Time Share” dog concept. For those who love pets, but cannot deal with them full time, travel a lot or cannot manage the expenses around owning a pet, this could be the next best thing to owning one. I would like to have a dog, [...]

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Dividend Reinvestment Plans (DRIPs)- A great investment

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I have received a lot of good and bad financial advice over the last few years and it is hard to categorize which advice was the best. However, one piece of advice that does come to mind and which I received early in my investing days, is to ensure I reinvested my dividends rather than [...]

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How to deal with higher taxes

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With our growing national debt and continued increase in government (bailout) spending, taxes are going up sooner or later. Despite the presidential candidate’s political mutterings, the only way to finance our high national debt and afford to pay for long term public obligations (such as medicare and social security) will be to increase taxes or [...]

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Characteristics required for successful blogging

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Here is part of a guest post I wrote a while back at Free Money Finance, covering how I successfully made money from my maths tutoring (part-time) job.This got me to thinking on how my approach to tutoring paralleled my current success in personal finance blogging. Following the guest post excerpt, I provide some of [...]

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US Citizenship and Immigration – Saving Money and tips on the Application process

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I finally got around to submitting my US Citizenship papers a few weeks ago! It is a big step for me as I adopt this country as my permanent home, but something I feel very proud to do. It has taken about 7 years since I started the immigration process to finally becoming eligible and [...]

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A look at the Pros and Cons of Reverse Mortgages

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Reverse mortgages are becoming an increasingly popular financing offering with our aging baby boomer population, looking for ways to unlock the value from their homes. Simply defined, reverse mortgages are a special type of home loan that lets a homeowner convert a portion of the equity in his or her home into cash. The equity [...]

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Here we go again – Financial Crisis, chapter 13

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The financial media are again harbingers of more doom and gloom today, citing a Barron’s article and host of so called “experts” predicting that the financial crisis is not only far from over but could actually get much worse, bringing more big shocks to the US economy and stock markets. Among the predictions: the failure [...]

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The A to Z of good personal finance (Part 2: L to Z)

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My last post on the A-Z of good personal finance finished off on the letter L. Here now is the rest of my personal finance saving and investing philosophy “letters”. I have also embedded links back to posts that relate or provide more detail on the letter’s topic. L – Long term investing. You need [...]

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A new and more useful Social Security benefits calculator

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A colleague recently sent me a WSJ article covering a new calculator on the Social Security’s administration’s web site that gives a much-improved picture of what social security benefits could look like in retirement. This calculator is all part of a major upgrade of the Social Security Administration’s systems and website to provide a faster [...]

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Too Expensive to File For Bankruptcy

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The online WSJ recently ran a piece on the rising costs of bankruptcy: Individuals who have filed for bankruptcy protection since Congress overhauled U.S. bankruptcy laws in 2005 have faced a more expensive process as attorneys’ fees have risen by roughly half, according to a government report. In a report issued Monday, the U.S. Government [...]

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