Quirky Finance : Pet Time Sharing

The Wall Street Journal brings a quirky story on the “Time Share” dog concept. For those who love pets, but cannot deal with them full time, travel a lot or cannot manage the expenses around owning a pet, this could be the next best thing to owning one. I would …

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How to Deal With Higher Taxes With New Tax Laws

With the latest Democrat tax proposals, a growing national debt and continued increases in government spending, taxes are going up sooner or later. Despite all the political mutterings, rising taxes seem a certainty. Tax hikes will be rising to finance our high national debt and to pay for long term …

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Here we go again – Financial Crisis, Chapter 13

The financial media are again harbingers of more doom and gloom today, citing a Barron’s article and host of so called “experts” predicting that the financial crisis is not only far from over but could actually get much worse, bringing more big shocks to the US economy and stock markets. …

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A new and more useful Social Security benefits calculator

A colleague recently sent me a WSJ article covering a new calculator on the Social Security’s administration’s web site that gives a much-improved picture of what social security benefits could look like in retirement. This calculator is all part of a major upgrade of the Social Security Administration’s systems and …

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Too Expensive to File For Bankruptcy

The online WSJ recently ran a piece on the rising costs of bankruptcy: Individuals who have filed for bankruptcy protection since Congress overhauled U.S. bankruptcy laws in 2005 have faced a more expensive process as attorneys’ fees have risen by roughly half, according to a government report. In a report …

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21 Signs You are Losing Interest in Your Job

At some point in time most of us have been through periods where we lose interest in our jobs or our career. In fact, in a post-pandemic world this is being felt more keenly as people reassess their work/life priorities and a record number of people look to change their …

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Oil’s Temporary Respite

As oil prices drop the sense of relief is palpable for most consumers as they see sub $3 gas at he pump. Media headlines have also done an abrupt about turn, with headlines changing from “When will crude hit $200…” to “How fast can oil prices come down..”. The 20% …

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The housing crisis and wealth decimation

“I just sold my house and lost $100,000…”“I can’t sell my house after 12 months, even after lowering the price by 30% ““I am going to go broke if I can’t sell my house….”“Why can’t the government fix this housing crisis…”“I thought a house was a safe asset that went …

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The A to Z of Good Personal Finance

Here is literally the A to Z of good personal finance rules that I try to live by. Think of it like my saving and investing philosophy. Writing this list provided a good opportunity for some introspection and I have already identified a few things I need to do to …

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