September 2010

Buying Long-Term Care Insurance To Save For The High Cost of Assisted Living

5 comments

There’s a great deal of talk today about the “graying of America.” Thanks to advances in medical technology, many people are now living 20 or more years beyond normal retirement age. However, quite a few of these people must deal with poor health during those years. And, the increased longevity, coupled with expanded health care [...]

Read the full article →

Updates: Claiming Home Buyer Credit Extension, Small Business Loans and Tax Breaks Plus $250 SSI Payment

2 comments

I wanted to provide a few updates on some of the more popular topics on this site given recent developments. You can click on the topic header to get more details. Home Buyer Tax Credit Extension (again) and Claiming It : One of the most popular topics on this site, the many articles I have [...]

Read the full article →

Getting A Safe Driving Discount To Lower Your Auto Insurance Costs

1 comment

Everyone is looking to cut costs in the current economic climate and one place that is often over looked is auto insurance premiums. While getting multiple free quotes for insurance is easy, actually understanding the factors that lower your insurance is even more important.  One such factor is the safe driving discount, also called a [...]

Read the full article →

2010 Obama Health Care Rules Effective Now – Under 26 Dependent and Pre-existing Conditions Coverage

4 comments

With the passage of health care reform, a major political achievement for the Obama administration, Americans will finally start seeing the actual impacts of many of these new laws. These changes will only initially impact people who buy new policies or are in plans where the coverage year is about to expire. But by 2011 most [...]

Read the full article →

Five Reasons Owning a Home is Not The Investment it Used To Be

1 comment

Thanks to the housing crisis, many fundamental truths about owning an home have come under question. For example, owning a home was considered a key plank towards financial freedom and along with 401K/IRA retirement plans was the best way to build financial security over the longer term. Similarly a popular adage was to buy your own [...]

Read the full article →

Calculating How Much Extra Tax You Will Owe When Bush Tax Cuts Expire

4 comments

In a recent town hall President Obama pretty much confirmed that the Bush Era tax cuts will not be extended for higher income earners, but will be for those earning less than $250,000. While most people won’t be affected by these tax changes, there will be adjustments across all 2011 tax brackets and the marginal [...]

Read the full article →

5 Insider Tips for Starting a Small Business

4 comments

This is a guest post from small business owner and great personal finance blogger, Phil Taylor of PT Money: Personal Finance. I spend every day writing on the subject of personal finance. So it’s rare that I get to discuss straight-up business tips. But because of the growth of my once little known blog, I’m [...]

Read the full article →

10 Ways to Boost Your Retirement Savings Starting Now

4 comments

With longer predicted life expectancies, a roller coaster stock market, and more pending job losses, it’s more important than ever to find ways to boost your retirement savings now. Although there may be many obstacles to doing so, even just the few simple tactics outlined here can go a long way to increasing your bottom [...]

Read the full article →

How to Withdraw Money Early From Your 401K or IRA Without Paying a Penalty

7 comments

In the current economic environment, many people are finding it hard to make ends meet or pay for unexpected events requiring large sums of money.  So circumstances are forcing people to turn to their retirement accounts to find the necessary funds. All good personal finance advice says not to touch your 401K or IRA, because [...]

Read the full article →

Obama’s New Jobs Stimulus Plan – Small Business Tax Deductions, Bonus Depreciation and National Transportation Projects

16 comments

[Update Sep-Oct 2010] Obama’s Small Jobs Bill has been approved and you can find more details in this post. In an effort to provide a sustained job creation program, President Obama called for Congress to approve major upgrades to the nation’s roads, rail lines and runways — part of a six-year plan that would cost [...]

Read the full article →

← Previous Entries