Month: September 2010

Everyone is looking to cut costs in the current economic climate and one place that is often over looked is auto insurance premiums. While getting multiple free quotes for insurance is easy, actually understanding the factors that lower your insurance is even more important.  One such factor is the safe…

With the passage of health care reform, a major political achievement for the Obama administration, Americans will finally start seeing the actual impacts of many of these new laws. These changes will only initially impact people who buy new policies or are in plans where the coverage year is about to…

Thanks to the housing affordability crisis, many fundamental truths about owning an home have come under question. For example, owning a home was considered a key plank towards financial freedom and along with 401K/IRA retirement plans was the best way to build financial security over the longer term. Similarly a popular…

In a recent town hall the President pretty much confirmed that the Trump tax cuts will not be extended for higher income earners, but will be for those earning less than $250,000. While most people won't be affected by these tax changes, there will be adjustments across all tax brackets…

I spend every day writing on the subject of personal finance. So it's rare that I get to discuss straight-up business tips. But because of the growth of this once little known blog, I'm now running my own legitimate small business. Below I present some tips I've picked up along…

With longer life expectancies, a roller coaster stock market, and lessons learned from a post-pandemic world it’s more important than ever to find ways to boost your retirement savings now. Although there may be many obstacles to doing so, even just a few of the simple tactics outlined here can…

In the current economic environment, many people are finding it hard to make ends meet or pay for unexpected events requiring large sums of money. In some cases this is forcing people to turn to their retirement accounts to find the necessary funds. All good personal finance advice says not to…

[Update Jan 2013] Congress and the Obama administration have reached an agreement that will extend a number of small business tax breaks through 2013 following the fiscal cliff deal which was legislated through the Taxpayer Relief Act of 2012. You can see details of the extended tax breaks in this article. [Update Sep-Oct 2010] Obama's Small Jobs…

A Master of Business Administration, or MBA, can be earned in a variety of ways through part-time, full-time, or in executive MBA programs. Each type of program has its own pros and cons, as well as a myriad of tuition and fees, depending on the school chosen. The varying types…