March 2011

How to Save and Make Money with New Social Media Coupon Sites Like Groupon and LivingSocial

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One of the hottest new trends to hit the internet over the past few years is social media coupon sites. These websites offer incentives to people to make it easier for them to save money, as well as to share and earn coupons for products and services with friends. These websites will often use social [...]

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Help! My Car Was Illegally Towed – How Do I Get My $150 Towing Charge Back

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I recently visited some friends for dinner at their new apartment, which is in a large 300 unit complex. After dinner, when I got back to where I had parked I saw the parking space was empty. After a feeling of utter dread and panic, I frantically searched around thinking that perhaps I was mistaken [...]

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How to Choose the Right Financial Advisor

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In light of the recent stock market roller coaster and financial service company meltdowns, it’s hard to know who to trust today for guidance about investing. Yet, even with all of the uncertainty, as each day passes, you still grow closer and closer to retirement. And with that, you need to know where to put [...]

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IRS Errors and Economic Stimulus Refunds For Home Buyer Credit and Overpayment of $250 SSI and Making Work Pay Tax Credit

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The IRS has officially admitted that they are having issues with processing some of the most popular economic stimulus payments that the Obama administration has handed out over the last few years. In particular, the many versions of the first time home buyer credit, each with different eligibility and income rules, has made tax time [...]

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When Will I Get My Tax Refund?

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You’ve filed your tax return and are expecting a tax refund. Congratulations!  Now, you want to know when to expect your refund.  Generally, if you e-file and use direct deposit, the IRS estimates that you should receive your federal refund between 8 and 14 days after they accept your return (i.e. the IRS does not [...]

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Teaching Your Kids How to Care For Cash and Manage Their Personal Finances

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As adults, we’ve seen what a lack of financial knowledge does to managing our finances. That’s why we need to teach our kids early on how to care for their cash, so they are less likely to make the financial mistakes that we did. If you don’t talk about money, lessons learned and how to [...]

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Financial IQ: Test Your Basic Financial Knowledge With This 10 Question Money Quiz

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All of us think we know a thing or two about money, but really how good is your financial knowledge? Take this quick quiz to get a gauge of where you stand when it comes to basic financial concepts (answers and ratings are at the end). Q1: Sam earns $2,500 per month working at Home Depot. Who pays [...]

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The Most Overlooked Tax Deductions You Can Claim This Year

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The folks at Turbo Tax have provided a list of the most overlooked deductions that may save you a few bucks when filing your tax return this year: 1. State sales taxes This write-off makes sense primarily for those who live in states that do not impose an income tax. You must choose between deducting [...]

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No Preset Spending Limit or Reward Credit Cards: The Excellent Credit Debate

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What does No Preset Spending Limit (NPSL) mean to you?  Many consumers, normally with excellent credit, take this popular credit and charge card feature to mean “no limit.”  They think that NPSL products—such as the charge cards offered by Chase and American Express as well as Visa Signature credit cards and World MasterCard credit cards—provide [...]

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6 Things You Should Be Doing With Your 401K and Individual Retirement Accounts

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When the economy and stock markets tanked many people stopped contributing to their employer sponsored 401K or self managed IRA plans. However, with markets back up strongly and the economy improving, folks must not forget to restart or continue saving for their financial futures. This includes taking the following actions: 1. Start saving —Now! Why? [...]

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