February 2012

Obama’s 2013 Budget Review – Tax Cuts, Job Stimulus and Small Business Credits

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The Treasury recently released their Greenbook on President Obama’s 2013 budget proposal. The Greenbook explains the Administration’s revenue proposals included in the budget that seek to boost near-term growth; provide permanent middle-class tax relief; encourage onshore investments in manufacturing and insourced jobs; cut taxes for small businesses; add balance to deficit reduction by asking the [...]

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How We Replaced My Wife’s Income

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Are you a two income family trying to figure out how to survive on one? Perhaps your spouse dreams of staying home with the kids, or maybe you recently lost your job and you’re struggling to make ends meet. Maybe you’re single and looking for additional income, or older and looking to retire early. Regardless [...]

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Finding Cheaper Home Insurance By Comparing Allstate, Progressive, Liberty Mutual and Others

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As is the case at the start of every year, I receive an escrow summary from my mortgage provider. An escrow is the funding account for the variable part of your mortgage payment that includes property taxes, insurance and HOA fees in some cases. The escrow amount is added to the fixed principal and interest [...]

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When Can I Make Catch-Up Contributions to 401K, IRA, 403b and SIMPLE IRA Retirement Plans

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Catch-up contributions allow people who feel that they do not have enough of a nest egg to make higher retirement plan contributions as they approach retirement. If you are over or turning 50 in a given calender year you are eligible to make additional or catch-up contributions to your current retirement plan (401K, 403b, IRA etc). [...]

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Call For Cheaper Auto Insurance With Your Current Provider By Getting Free Competitor Comparison Quotes

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The NY times had a great piece on the benefits of calling your auto insurance provider for a better rate on your current car insurance policy. In particular, if you can get cheaper auto insurance quotes from competitors, there is a good chance you can save a significant amount with your current provider; if they [...]

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Making Money Investing in Mortgages

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Income from mutual funds and stocks that invest in real estate backed mortgages has never been higher. With returns of 8-15% these alternative investments – when used appropriately – can substantially increase portfolio income and growth. Much of the success of these funds is due to the difficulty that Americans are having refinancing, despite low [...]

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