Finance and Investing 101

Teaching Kids about Stocks and Investing

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One of the things that confront many adults today is a lack of experience with how stock markets work or which stocks to invest in. In a number of cases this can be attributed to not being exposed to the stock market and equity investing at an early age. Think about computers and our senior [...]

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Understanding Options – The Comprehensive Reference Guide for Beginners

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Over the last 10 years I have traded all sorts of financial instruments. One that I have found particularly useful in volatile times like we have now, are options. Options provide a way to make money from both rises or falls in stock prices. It is also allows you to implement risk management strategies to [...]

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Financial Crisis: Mark to Market Accounting Demystified

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Of late there has been a lot of negative press around the accounting requirements for companies and the methods by which they have to value their assets. Some critics and company executives have even attributed the accounting requirements, and specifically the Mark to Market valuation method, as a major cause behind the rapid failure of [...]

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Leverage 101 – The Real Cause of the Financial Crisis

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Much of the current financial market crisis is blamed on two main factors – poor risk management by company executives and the ultra-depressed housing market. Company management is paying the penalty with most failed CEO’s fired and years of lawsuits and regulatory probes ahead for implicated senior executives. The second factor, a depressed housing market, [...]

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Dividend Reinvestment Plans (DRIPs)- A great investment

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I have received a lot of good and bad financial advice over the last few years and it is hard to categorize which advice was the best. However, one piece of advice that does come to mind and which I received early in my investing days, is to ensure I reinvested my dividends rather than [...]

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The A to Z of good personal finance (Part 2: L to Z)

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My last post on the A-Z of good personal finance finished off on the letter L. Here now is the rest of my personal finance saving and investing philosophy “letters”. I have also embedded links back to posts that relate or provide more detail on the letter’s topic. L – Long term investing. You need [...]

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Seven Sure Fire Ways For Students to Rack Up Debt and Ruin Their Financial Future (How to Avoid This Outcome)

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As students start college or university, they will have a lot on their plate and hundreds of big and small things to deal with. It is an exciting time, but for some it can be overwhelming. For new students, there are all the aspects around getting to know others, living in a new place and [...]

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Investing Lessons For The Young and How To Get Your Child Interested in Saving

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>How many times have you looked back on life and wished that you had started investing earlier? Teaching your children, or grandchildren, a few simple lessons about saving and investing can start them off in the right direction toward a secure financial future. Step 1: The value of savings Teaching your children about saving money [...]

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Embrace Fear For Financial Freedom

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FEAR is one of the most powerful forces in investing, as it is in life. One of the biggest universal fears is that of losing money, particularly when it can be so tough to earn in the first place. Yet those who fail to embrace fear run the risk of never being financially free. Fear [...]

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Why the Fall in Stock Prices was Good For Your 401K

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I hope you didn’t reduce your 401K or other retirement account contributions over the last four to six months as stock prices and markets tumbled. Even though the value of your current 401K or retirement plan probably fell over this time, in the long term the power of dollar cost averaging and recovering/rising markets would [...]

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