Insurance

Are You Missing Out on Cheaper Auto Insurance? Implement the Switch to Save Strategy

0 comments

Tis’ the holiday season and that means sales everywhere you look. This includes sales and discounts in the ultra-competitive auto insurance industry, where with only a few minutes of online clicking and typing you could literally save hundreds on your next auto insurance policy. During the holiday season auto insurance companies really ramp up their advertising and […]

Read the full article →

Unbundling Auto And Home Insurance Policies Even When Losing The Multi-Policy Discount

1 comment

Around this time of year many people get renewal notices for their auto insurance. More often than not they will briefly scan the notice and if the premium hasn’t increased substantially from the prior period they’ll just file away the renewal paperwork and let the auto-payment on file continue to be processed. But when I […]

Read the full article →

Will Obamacare be Delayed?

1 comment

[Update] – The Obama administration announced that it will give Americans who buy health insurance through the new online marketplaces an extra six weeks (until March 31st, the end of open enrollment) to obtain coverage before they incur a penalty. With all the news around the glitches plaguing the Obamacare website – healthcare.gov – and its […]

Read the full article →

Health Care Premium Tax Credit (PTC) To Lower Monthly Health Insurance Premiums in 2015-2016

0 comments

[Updated for 2016] Under new health care laws (a.k.a Obamacare) a new tax credit has been made available to millions of Americans who purchase insurance via the new health insurance exchanges or marketplaces. The so called Premium Tax Credit (PTC) credit allows you offset the monthly premium costs of health care if your income is below certain […]

Read the full article →

2014 Subsidies and Tax Credits Under Obamacare Health Insurance

4 comments

With the roll-out of Health Insurance Marketplaces/Exchanges later this year (for plans effective in 2014) there is considerable uncertainty around the various tax credits and subsidies on premiums, deductibles, co-payments, and coinsurance. The value of these credits and subsidies are dependent on your income and family size and can significantly impact and alleviate your insurance […]

Read the full article →

2014 Obama Health Care Reform Changes – Mandatory Coverage Penalties, Health Care Exchanges, Tax Credits and Subsidies

6 comments

President Obama’s signature health care legislation, the Affordable Care Act, is very much in place now and in the next few months a number of Americans are going to see a lot more of the regulations and laws come into place. This includes: Penalties for No Health Insurance. Beginning in 2014, uninsured individuals must buy […]

Read the full article →

My Employer Once Again Hikes Health Insurance Premiums During Open Enrollment

5 comments

It’s that time of the year again. Open enrollment. It’s also fall, but as this is a personal finance blog, weather is not the focus. My current employer, a Fortune 500 firm, recently released their 2013 contribution rates (i.e health insurance premium) for it’s employees and once again rates are rising. Their justification is that […]

Read the full article →

2016 vs. 2017 Tax Penalty Amounts and Exemptions For Not Having Health Insurance Under ObamaCare

374 comments

President Obama’s health care reform plan, also known as ObamaCare or the Affordable Care Act, is the law of the land now which means that all Americans with an income above a certain threshold have to purchase or have health insurance. The provision referred to as the individual mandate is what legally required most US citizens and […]

Read the full article →

Best Auto Insurance Websites For Getting Free Quotes – Allstate, Esurance and GEICO

0 comments

All major auto insurance companies have online sites where shoppers can come for a free quote. This is not surprising with over 35% of auto insurance shoppers preferring to buy their policy online, according to the J.D. Power and Associates Insurance Website Evaluation Study. The remainder of insurance policies are purchased through agents, at dealerships […]

Read the full article →

Combining Insurance Policies For Discounts and Convenience

2 comments

Buying auto insurance, whether it’s business auto insurance or private auto insurance, can prove to be one of the most exhaustive processes to go through, and can also prove to be one of the most expensive bills that you have as well. Consumers are constantly looking for ways they can reduce the cost of their […]

Read the full article →
Disclaimer: The information contained on Saving to Invest (this site) is for general information purposes only and does not constitute factual or professional financial advice. In accordance with FTC guidelines, we disclose that we may have a financial relationship with some of the merchants/companies mentioned on this website. We do our best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers. Refer to the Privacy Policy and Terms of Use for more information