Money Today That Matters Tomorrow
[Updated] Will i still have to pay health insurance penalties (under the Obamacare individual mandate)? This is the question a lot of Americans are asking. The short answer is NO from 2019. Here is why the individual mandate, a.k.a Obamacare penalty, is no longer in effect from 2019: While Congressional Republicans …
Buying auto insurance, whether it’s business auto insurance or private auto insurance, can prove to be one of the most exhaustive processes to go through, and can also prove to be one of the most expensive bills that you have as well. Consumers are constantly looking for ways they can …
As is the case every year, I receive an escrow summary from my mortgage provider. An escrow is the funding account for the variable part of your mortgage payment that includes property taxes, home insurance and HOA fees in some cases. The escrow amount is added to the fixed principal …
Paying that auto insurance bill can be painful especially if you have never had to file a claim. Mistakenly, this prompts many consumers pick the cheapest insurance by dropping their coverage to levels that will leave them seriously exposed if they have an accident or suffer the theft of their car. …
According to preliminary results from their annual survey of 1,600 employers, Mercer expects employee health care benefit costs to increase by 5.4% next year. You will likely see these costs via higher monthly premiums during your organization’s open enrollment period. Fortunately, there are some things you can do to to …
As part of new regulations under Obama’s health care legislation the U.S. Department of the Treasury and the Department of Health and Human Services (HHS) today took the next steps to establish Affordable Insurance Exchanges – one-stop marketplaces where consumers can choose a private health insurance plan that fits their …
Auto insurance is probably one of the most competitive industries out there. This is generally good news for consumers, who have access to hundreds of insurers and a myriad of options. However, because it is easier and the more hassle-free option many people tend to stick with their existing insurer …
The rising cost of health care coupled with many employers cutting back on benefits has led to a large number of people having to go out into the market place and find their own private health insurance plans to meet their coverage needs. In addition to being more costly than …
When approaching retirement, it is essential that you incorporate strategies that will keep your retirement income flowing in. And, with medical technology and new medicines helping to keep people alive longer these days, it is even more essential that your retirement income stretches well into the future. One way to accomplish this is …
We’ve all heard that we should have life insurance but few of us take the time to learn about it and even fewer purchase a policy. The reason is obvious: We don’t want to seriously think about the conditions surrounding our own death. We don’t want to believe that there …
If you own a small business you know that with all of the rewards that come with being an entrepreneur there are also financial and legal risks that act as a daily overhang on your business. If one of your employees is injured on the job, the medical costs could …
Not everyone is eligible for the long list of discounts that insurance companies offer. But there are some discounts that almost every driver can get. Here are six car insurance discounts you should already have or be trying to get. Multi-Vehicle Discount If you have multiple cars or share a …
Medicare, the federal health-insurance program for seniors 65 and older and their caregivers, is going to see some changes in the coming year thanks to mandated annual adjustments via the Centers for Medicare & Medicaid Services (CMS) based on the record 2023 Cost of Living Adjustment (COLA). The following is …
The AARP recently released it’s auto insurance premium review which provides a good benchmark for checking whether the auto insurance you are paying is consistent with national and state averages. If it is not, then you should be looking to for a better rate with your current provider or find …