Saving and Investing ideas

Investment ideas from Barron’s/Value Line fund manager survey

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Here are some excerpts from the latest Barron’s/Value Line survey which provides insight into where the top-ranked mutual-fund managers are investing and their outlook for the year ahead. The survey aims to identify investment professionals who consistently beat peers with similar investment objectives over a period of at least three years, without undue volatility in [...]

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Shopping Effectively

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Over the weekend I went shopping to a large outlet mall with some friends visiting from interstate. During the shopping trip, which lasted about 2hrs, they spent close to $1000 on clothing and other merchandise. I was a bit flabbergasted that they could spend so much so fast, with little apprehension. I asked my friend, [...]

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HSBC Advance vs. ING Direct High Interest Online Savings Account

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I recently received a reader question asking me which high yield online savings account is better – HSBC Advance and ING Direct? I had previously written about the appropriate use of high yield savings accounts (HYSA) and in turbulent market times, like now, they are a good place to hold your cash for potential investment [...]

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Say NO to annual credit card fees

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I just canceled my United Chase credit card and saved $60 in annual fees. Not bad for about 20 minutes work, which involved calling the credit company and moving some automatic payments to my AMEX-Costco Cash card which has no annual fee. I have had the United chase card for about 3 years, primarily for the [...]

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Frugally protect yourself from gas siphoning thefts

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One of the more unsavory aspects of the inexorable rise in gas prices has been a marked increase in criminal gas siphoning activities. This has been widely reported in the media, but over the weekend it struck very close to home when a neighbors car, which is normally parked only a few feet from mine, [...]

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Easy Ways to Cope With Higher Gas Prices

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With gas prices at an all-time high, more and more people are looking for ways to reduce their fuel costs. Being a personal finance blogger, I thought I would join in on the advice band wagon and provide some simple ideas I use and have read about to save on gas as it soars past [...]

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>$150 Oil! Buy Oil or Short Oil – this is the ETF to use

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>As a consumer I am constantly feeling the pain of rising oil prices whenever I fill gas in my car. As an investor though, I regret missing out on the run up in companies that benefited from higher oil prices. It seems that apart from energy related stocks all other equities are generally heading south. [...]

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Effectively using freed up Daycare dollars

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The cost of daycare for preschool age children can be one of the most significant expenses parents face. According to information collected in 2005 by the National Association of Child Care Resource and Referral Agencies, a family with a 4 year old child could pay average prices of between $3,016 and $9,628 a year for [...]

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Frugal Ways to Get and Stay in Shape

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For most people getting or staying in shape brings about connotations of joining a gym, getting a trainer or going on some new fad diet. This can all be quite expensive and act as a deterrent to people who are on a tight budget and don’t want to spend on such luxuries. However getting fit [...]

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New coupon delivery methods

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Smart Money brings us some novel new coupon delivery methods. These are quite interesting and innovative and shows that as times get tough companies are continually finding new ways to lure shoppers to their stores via coupons. Here are some of the methods highlighted leveraging technology to its fullest (and none of them require a [...]

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