Jobs and Housing – The one two punch. Start growing your emergency funds now

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The Labor Department reported that the nation’s unemployment rate in August jumped to a near five-year high of 6.1%, versus the market expectation of 5.7%. Nonfarm payrolls shrank by 84,000 in August, more than the 75,000 decline expected by economists. Today’s figures indicate the labor market is deteriorating faster than U.S. central bankers expected, with [...]

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Real Tax deductions that may surprise you

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Now I am not talking about the tax deductions that you may have forgotten about or read in the main stream media during tax time, I mean the deductions you really may not have ever known about. Here are just some examples of legal tax deductions that I am talking about: 1.) Effective January 1, [...]

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The Beige Book and the State of the Economy

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[Update for June 2010 Beige Book] Economic activity continued to improve since the last report across all twelve Federal Reserve Districts, although many Districts described the pace of growth as “modest.” Consumer spending and tourism activity generally increased. Business spending also rose, on net, with employment and capital spending edging up but inventory investment slowing. [...]

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Money Hacks Carnival – The Print Media Edition

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Welcome to the 28th edition of the money hacks carnival where some of the best personal finance and money management articles are featured. First, a little about your host. I am a 30 something blogger sharing my personal finance and investing experiences (good and bad) on my journey to financial freedom. Its has been a [...]

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What Motivates me as a Blogger

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Having completed six hectic and successful months on this blog, I have been reflecting on some of the aspects around this part time hobby/activity that is becoming more serious for me by the day. My last weekly blogging post looked at the characteristics required for successful blogging, and this week I look at the related [...]

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>Quirky Finance : Pet Time Sharing

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>The Wall Street Journal brings a quirky story on the “Time Share” dog concept. For those who love pets, but cannot deal with them full time, travel a lot or cannot manage the expenses around owning a pet, this could be the next best thing to owning one. I would like to have a dog, [...]

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Dividend Reinvestment Plans (DRIPs)- A great investment

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I have received a lot of good and bad financial advice over the last few years and it is hard to categorize which advice was the best. However, one piece of advice that does come to mind and which I received early in my investing days, is to ensure I reinvested my dividends rather than [...]

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How to deal with higher taxes

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With our growing national debt and continued increase in government (bailout) spending, taxes are going up sooner or later. Despite the presidential candidate’s political mutterings, the only way to finance our high national debt and afford to pay for long term public obligations (such as medicare and social security) will be to increase taxes or [...]

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Characteristics required for successful blogging

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Here is part of a guest post I wrote a while back at Free Money Finance, covering how I successfully made money from my maths tutoring (part-time) job.This got me to thinking on how my approach to tutoring paralleled my current success in personal finance blogging. Following the guest post excerpt, I provide some of [...]

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US Citizenship and Immigration – Saving Money and tips on the Application process

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I finally got around to submitting my US Citizenship papers a few weeks ago! It is a big step for me as I adopt this country as my permanent home, but something I feel very proud to do. It has taken about 7 years since I started the immigration process to finally becoming eligible and [...]

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