How Much Do People Drink vs Abstain – 2011 Global Alcohol Report

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I must say I do enjoy an occasional social drink and was quite interested to see how I compare to the average drinker in a recent report that came out from the World Health Organization.  The report reaffirms some well known facts but also highlighted some worrying trends related to drinking, whether you are rich [...]

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2011 and 2012 Capital Gains Tax Rates – Short and Long Term

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When you sell a capital asset like a stock or a home you own, the difference between the amount you sell it for and what you paid for it (cost basis) is classified as a capital gain or a capital loss. Capital gains and losses are further classified as long-term or short-term, depending on how [...]

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Is Another Home Buyer Credit or More Foreclosure Relief In The Works as Housing Market Faces Double-Dip

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With home values continuing to drop to record lows across the nation many home buyers are reluctant to make a purchase this year; which places even more pressure on home owners looking to sell. Recent data from online realty site Zillow suggest that home prices will continue to fall until late 2012. This is not [...]

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Comparing and Signing Up For the Most Cost Effective Private Health Insurance Plan

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The rising cost of health care coupled with many employers cutting back on benefits has led to a large number of people having to go out into the market place and find their own private health insurance plans to meet their coverage needs. In addition to being more costly than standard employer sponsored plans, the [...]

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Selling Your Gold For Cash – How, Where and Beware

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With gold prices rolling past record highs on a regular basis, a number market pundits feel that we are entering a gold bubble.  Like the housing and financial bubbles many have gotten swept away with the lure of easy money, only to coming crashing to earth when the bubble pops. So if you have golden [...]

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Smart Ways to Prepare For Retirement by Having a Plan A, B and C

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It’s time to save for retirement. It doesn’t matter how old or young you are, it doesn’t matter if you’re single or married and it doesn’t matter how good or bad the economy happens to be at this particular point in time. Some things are simple and others are complicated. This is simple. If you’re [...]

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Freakin’ Google Rewarding Pirate Sites For Stealing My Content By Giving Them Higher Search Results

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Most people go to Google when they are searching for something and most websites receive their organic traffic from Google searches. So you can imagine my frustration when I found out that for the last few weeks all my new and existing articles have been copied (scrapped) to so called content-mill websites. This means that [...]

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How to Choose the Right Annuity Payout Option for Retirement

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When approaching retirement, it is essential that you incorporate strategies that will keep your retirement income flowing in. And, with medical technology and new medicines helping to keep people alive longer these days, it is even more essential that your retirement income stretches well into the future. One way to accomplish this is by purchasing an annuity. Annuities [...]

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Tax Deadline Tips – Filing Late, Requesting an Extension, Installment Plans and Refund Status

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With yet another tax season coming to a close here are some frequently asked questions and answers that come up around this time of the year: I’ve filed, but where is my refund? You can go online to check the status of your tax refund 72 hours after IRS acknowledges receipt of your e-filed return, [...]

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Dave Ramsey, Suze Orman, and Other Financial Gurus – Is Their Advice Really Worth It?

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In today’s flip-flop economy, just about everyone has an opinion about what you should do with your money. From the din of these many opinions a few financial “gurus” seemed to have emerged. Some have become bona-fide celebrities by advising people on how to escape financial ruin, while making millions for themselves along the way [...]

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