Leverage 101 – The Real Cause of Financial Crisis

Much of the past and current financial market crisis is blamed on two main factors – poor risk management by company executives and the ultra-depressed housing market. Company management is paying the penalty with most failed CEO’s fired and years of lawsuits and regulatory probes ahead for implicated senior executives. …

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Effectively Managing Credit Card Debt

In tough economic times many people turn to their credit cards when they need money. But racking up extra debt to deal with financial difficulties is a strategy that’s almost sure to backfire. Even when you have less money in your wallet, you should remember that the most important thing …

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A New Goal : $300 Monthly Passive Income

Over the weekend I had an interesting talk with a family friend regarding this blog and some of the personal finance and investing topics posted here. After a long discussion and based on his experiences I started looking at some of my financial goals a bit differently. This resulted in a …

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10 Things to Know About Your Credit Score

Here are 10 good to know facts around one’s credit score, what affects it and how to deal with bad credit. 1. Credit scores really impact the purchase of a home Credit scores are driven by the record of paying bills and other debts reported to a credit bureau. Statistical …

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