deductible

Combining Insurance Policies For Discounts and Convenience

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Buying auto insurance, whether it’s business auto insurance or private auto insurance, can prove to be one of the most exhaustive processes to go through, and can also prove to be one of the most expensive bills that you have as well. Consumers are constantly looking for ways they can reduce the cost of their […]

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6 Car Insurance Discounts You Should Be Getting

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Not everyone is eligible for the long list of discounts that insurance companies offer. But there are some discounts that almost every driver can get. Here are six car insurance discounts you should already have or be trying to get. Multi-Vehicle Discount If you have multiple cars or share a household with multiple drivers, it […]

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2015 vs. 2014 HSA Contribution Limits and Tax Rules – How to Best Utilize Health Savings Accounts

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[Updated with 2015 HSA limits] Based on IRS figures, here the 2015 (vs. 2014) HSA limits. HSAs have risen in popularity thanks to health-care law changes and the increasing use of high-deductible health plans (see earlier updates below). HSA plans and their equivalents have grown from just over 1 million accounts with $873 million in assets in […]

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Open Enrollment and Employer Health Insurance – Making the Most Despite Fewer Benefits and More Expensive Premiums, Deductibles and Co-pays

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It’s that time of year again when workers have to review and are able to modify their employer sponsored health care insurance and other “fringe” benefits. Unfortunately as I reviewed my health care benefits it seems that my employer is providing less (like excluding Chiropractic benefits) but raising premiums, co-pays and deductibles – which was […]

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