investing

Simpler and Smarter Investing With a 3 Index Fund Portfolio. Choosing Between Vanguard and Fidelity Equity Funds

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As discussed in earlier articles I am streamlining and simplifying my investing strategy. In a nutshell this means going from holding a bunch of stocks, ETFs and mutual funds to just holding three low-cost index funds that provide the diversification and exposure I need. It is also a much more simple and dare I say, […]

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Oh No I Am a Speculator and Not an Investor! Another Reason To Go With Index Funds

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Of late I have been reflecting on my investing performance over the last decade. While I have made some money on “winning” stocks, I have probably lost much more on duds. In fact as I looked at my portfolio I still own many of these dud stocks, hoping for some miraculous bounce that will restore […]

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The Dow Hits All Time Highs – What This Means and Beware The Risks

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The market continued on its rampage reaching an all-time high, surpassing levels last seen before the 2008 financial crisis. This is despite Congress and the Obama administration squabbling about the impacts of sequestration and who would be blamed for a potential economic calamity due to the inefficiency of Washington. Looks like tax cuts (rises for […]

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How Long Will it Take To Become a Millionaire?

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If you are an American, the answer is about 20 years. For Mexicans it’s over to 300 years. As you can see from the graphic below, based on a  country’s median income, America still provides the best opportunity for the average Joe to get to millionaire status within their lifetime.  The calculation for the table below is rather […]

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2 Stocks To Keep An Eye On For 2013

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The United States Federal Reserve Bank just announced another round of stimulus for the economy, and it looks like it will last until 2015, by the Fed’s estimates. The Federal Reserve issued a statement indicating it would keep rates near 0% until unemployment fell below 6.5%. More specifically, they plan on buying $45 billion in […]

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Protect Your Retirement Savings Through These 4 Diversification Strategies

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With ongoing volatility across global markets and an uncertain future in terms of taxes, regulations and government safety nets such as social security; diversification is key in managing the risk associated with your retirement savings. That’s why these four risk diversification strategies across products and services make a lot of sense for the changing world […]

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5 Things Your Financial Advisor Won’t Tell You

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Just like any other business minded person, financial (investment) advisors and planners are in it for the money – they have to make a living, and they’re doing it on your dime.  Don’t ever doubt that they are terrific salespeople as well as financial advisors. So, taking their word as gospel would not be advisable.  […]

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The Profile of a Well-to-do or Rich American

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A lot of people say “richer” Americans are an eccentric lot. But the fact is that, your co-worker or neighbor down the road is probably more likely to better fit the “well-to-do” or upper class profile than someone like Donald Trump. Based on information from the Census and IRS data, the tax policy center put […]

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Will Markets Crash or Boom? 5 Things You Can Do Stay in The Money

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The graphic to the right, showing the top stories on MarketWatch recently, reflects how mixed views on the market outlook really are. Some experts predict a continuing boom, some a crash and some both. No wonder retail investors like you and I are confused on what to do. The stock market crash of 2008 is […]

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5 Reasons I am Buying Apple Over $500 and Before $1000

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On and off over the last 5 years I have been a holder of Apple stock (AAPL). While a simpler and probably more profitable strategy would have been to accumulate and hold the stock, I instead traded AAPL as it continued to rise and occasionally pullback. However, I am now going in for the long […]

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