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How Individuals can Control and Cut Health Insurance Costs

There has been a lot of debate over health care reform the past year and how to control rising health care costs. While many experts are unsure whether the passed health care legislation will actually control costs, Americans can still work to control their own medical costs by shopping around for the most cost effective [...]

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Top High Yield Interest Savings Accounts With The Best Yields and No Fees

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[Updated for 2011] With the gyrations in the stock market and depressed real estate market, many investors are wondering where to put their money other than a zero percent checking account. Fortunately there are still some good savings accounts available that provide a decent relative yield. Here are some great fee free, highly rated FDIC insured options [...]

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Your Four Step Plan Towards Financial Healing – Breaking the Paycheck to Paycheck Syndrome

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In the current financial climate, many of us are under pressure to pay the bills, buy basic household items and meet our day to day expenses. Finding spare cash to pay off loans, save for your kids college expenses and to build up a decent retirement nest-egg seems like an impossible dream. Even having any [...]

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2012 SEP IRA Contribution Limits and Eligibility Rules

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[Updated for 2012 limits] A year or so after starting my small business and completing my first annual tax return my accountant advised that I start looking into a retirement account/plan for my business in order to lower my overall tax bill and also effectively set aside some of my business profits towards retirement. After [...]

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Life Insurance Reality Check – Do you have enough?

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Life insurance should be an important component of your financial planning. If you have a young family, it could actually be the most important element of their security. Surprisingly though a lot of people do not have affordable life insurance. Among those who already have life insurance, a vast majority does not have enough coverage. [...]

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Getting Low-Cost Auto Insurance Rates – Five Things To Look For

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Low cost auto insurance rates are available everywhere, as companies cater to people trying to cut costs wherever they can. Unfortunately, not all insurance companies are equal, and low insurance rates can turn into a big future hike if you do not know what to look for or what to avoid. It is a good [...]

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The Power of Compounding – $1 Million Now or Penny Doubling for a Month

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MSN had a very interesting video that asked a number of regular people if they would rather have a million dollars now or take a penny now and double the amount for 30 days. As expected, 90% of people chose the million dollars now option. I would have made this choice myself a few years [...]

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Saving Money on Your Home Electric Bill with a Power Monitor

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After moving into my new house from a relatively small apartment, the one thing I noticed (and expected) was a large jump in my utility bills. Since my home AC and heating system were electric, I expected my energy bill to be two to three times larger than the one I was used to getting. [...]

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5 Steps to Take Now in Preparation for Double Digit Inflation

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This guest post is from DR, the managing editor of Dough Roller, a personal finance blog about how to make more, spend less and invest the rest. He is also the author of 99 Painless Ways to Save Serious Money. There is an important debate brewing among economists today about inflation. On the one hand, [...]

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Which Company is Cheaper for Auto Insurance Compared to Geico, All State and Others

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I’ve had my auto insurance with State Farm for the past 2 years, and every year their car insurance premiums have been going up. It was only a few dollars difference and I just ended up paying the higher rate. But when I recently received a new renewal notice, their premium had gone up by [...]

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