Work

21 Signs You Are an Unmotivated (and Somewhat Unethical) Employee

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Today, with the crappy economy and tough job market many employees are stuck in a job that they detest but need to keep to pay their bills. This makes them unmotivated to do more than the bare minimum and sometimes even display unethical behaviors. Here are 21 signs, in no particular order, that you are […]

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Contributing to an IRA and Roth IRA if You Already Have a 401K

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This is the kind of question I get fairly often and one that I actually had to recently sort out for myself. To determine if and how much you can contribute to multiple tax advantaged accounts you need to meet differing modified adjusted gross income (MAGI) limits and qualifications as discussed below. IRS tables and links to […]

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Happiness in Life and Work. Hint : It Ain’t The Dollars

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This website is focused on covering financial topics and the like where making money, saving money and spending money are key themes.  As I research the topics I write about I often come across various articles that talk about the important things in life, and in the vast majority of these articles money is nowhere […]

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2011 Employee 2% Payroll Tax Cut Holiday For Social Security and Medicare. Making Work Pay Credit Not Extended

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As part of bush-era tax cuts extension legislation (Tax Relief, Unemployment Insurance Reauthorization, and Job Creation Act of 2010), a number of new tax breaks were made available. One was a temporary one year cut in employee payroll taxes, which funds Social Security and Medicare, of 2% during 2011. The current rate is 6.2%, which […]

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Open Enrollment and Employer Health Insurance – Making the Most Despite Fewer Benefits and More Expensive Premiums, Deductibles and Co-pays

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It’s that time of year again when workers have to review and are able to modify their employer sponsored health care insurance and other “fringe” benefits. Unfortunately as I reviewed my health care benefits it seems that my employer is providing less (like excluding Chiropractic benefits) but raising premiums, co-pays and deductibles – which was […]

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Bringing Kids to Work or Not – Good Idea or Career Limiting Move

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One of my colleagues brings her kids to work on days that schools or their day-care is unexpectedly closed. Her kids are about 5 and 7, and she brings either one or both depending on the circumstance. I would say on average, she brings the “kids to work” about 7-10 times a year. Overall the […]

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