This article was last updated on January 12
A new, yet significant provision in the recently passed COVID relief bill is an extra $100 payment to workers who had a significant cut to their income due to COVID and had both wage (W2) income and self-employment (1099) income. Think of this as someone with a normal part-time salaried job who also has a reasonable side hustle or freelancing gig making money (e.g Etsy, Contractors or a blogger/you-tuber).
The new $100 Mixed Earners Unemployment Compensation supplement is intended to address a major hole in the original stimulus package which penalized those with this form of mixed income who got lower unemployment benefits because they were only deemed eligible for regular state unemployment or PEUC due to their wage based income. This precluded them from the possibly higher PUA benefit payment they may have been able to get if their self employment income was used as the basis for their unemployment benefit calculation.
For example Mary, a freelancer graphic designer, earns most of her income through contract projects she does for various clients, but also works at a bar part-time on the weekends for which she gets paid a weekly salary that includes tips. She has been getting a W-2 at the end of the year from this job. Mary lost her bar job during the year due to COVID but because she qualifies for traditional unemployment (due to being classified as a W2 salaried worker by her state UI agency when she applied for UI benefits) she won’t be eligible for Pandemic Unemployment Assistance (PUA) available to freelance and gig workers. This means that her weekly unemployment check will be lower because the income she made from the bar job, which is used for her UI benefit WBA calculation, is significantly less than what she earns from her freelancing graphic designer contract job.
Surprisingly data showed millions of Americans fell into this PUA hole and the extra $100 per week, on top of a $300 per week FPUC to those getting at least $1 of regular or enhanced unemployment is intended to make up for this gap.
This mixed earner benefit payment is however subject to state discretion, so some states may choose to pay it while others may not. If the Lost Wages Assistance (LWA) program is used as a guideline where states could optionally pay an extra $100, then it is likely only a few states will make this supplementary payment to eligible claimants. Not that this is payment is above and beyond the $300 FPUC that is automatically being paid to eligible claimants (see $300 state tracker). Note that per guidelines, if your state chooses to implement the $100 payment, they must notify you that you are eligible.
Do I qualify for the $100 Mixed earner payment?
You qualify if you ALL meet these criteria:
1). Are you getting at least $1 per week in traditional unemployment insurance, which excludes PUA?
2) Did you report $5k in 1099 and reportable self-employment income in 2019? You will need to submit documentation to prove $5k in self-employment income for new claims.
If you meet the criteria and your state is paying it (see list below) then you will get this payment added to your weekly benefit.
When Will I get the Extra $100 Payment?
Workers who earned at least $5,000 in self-employment income in 2019 will be eligible for the extra $100 per week effective December 27, 2020 through March 14, 2021. State UI agencies are responsible for administering this payment and if they choose to make the “mixed earner” benefit payment they will also have to determine eligibility (subject to DOL guidelines). I will update the following table to track which states are making this payment and when you can expect to start processing payments.
$100 MEUC Extra PUA Unemployment Stimulus State Tracker
(Click state link for details)
|State Paying the $100 MEUC?||$100 MEUC Payment Start Date|
|District of Columbia||Y||Not Started|
|Idaho||N||Did Not Enroll in Program|
|Mississippi||N||Did Not Enroll in Program|
|New Hampshire||Y||Not Started|
|New Jersey||Y||Not Started|
|New Mexico||Y||Not Started|
|New York||Y||Not Started|
|North Carolina||Y||Not Started|
|North Dakota||Y||Not Started|
|Ohio||Y||Implementing Program Updates|
|Rhode Island||Y||Not Started|
|South Carolina||Y||Not Started|
|South Dakota||N||Did Not Enroll in Program|
|West Virginia||Y||Not Started|
Furthermore, it may take a month or more to get this benefit up and running since it’s a new program and states have to update their systems to administer and verify eligibility for this benefit.