Category: Finance and Investing 101

2016 529 Plan State Tax Deduction Limits and How to Choose a 529 Plan And Save Now For Future College Costs – Prepaid vs. College Tax Savings Plan

With my son approaching another birthday, I’ve started thinking more seriously about his schooling from elementary to college/university. My parents paid for a significant part of my education and I would like… Read more »

Simpler and Smarter Investing With a 3 Index Fund Portfolio. Choosing Between Vanguard and Fidelity Equity Funds

As discussed in earlier articles I am streamlining and simplifying my investing strategy. In a nutshell this means going from holding a bunch of stocks, ETFs and mutual funds to… Read more »

$500 Increase in 2013 401k and IRA Contribution Limits Makes a Real Difference at Retirement

The IRS has provided a $500 increase in tax deductible 2013 401(k) and IRA contribution maximums. Employer sponsored 401k plan contribution maximums have risen from $17,000 to $17,500. IRA limits have risen to $5,500 from… Read more »