Money Today That Matters Tomorrow
Ask yourself this question. What is your most important and valuable asset? Think about it for a minute. Is it your house? Your savings or your 401(k) retirement plan? Your sports car or rare memorabilia? While all of these things are both important and valuable, none of them truly represent …
[Updated with 2023 and 2024 limits] Flexible Spending Accounts (FSA) have been around for a while now and many families use them as a tax advantaged way to save for health care and dependent care related costs. However every year various limits associated with FSA accounts are reviewed by the IRS and adjusted …
There’s a great deal of talk today about the “graying of America.” Thanks to advances in medical technology, many people are now living 20 or more years beyond normal retirement age. However, quite a few of these people must deal with poor health during those years. And, the increased longevity, …
Everyone is looking to cut costs in the current economic climate and one place that is often over looked is auto insurance premiums. While getting multiple free quotes for insurance is easy, actually understanding the factors that lower your insurance is even more important. One such factor is the safe …
With the passage of health care reform, a major political achievement for the Obama administration, Americans will finally start seeing the actual impacts of many of these new laws. These changes will only initially impact people who buy new policies or are in plans where the coverage year is about to expire. But by 2011 most Americans will be impacted in some way or the other.
Annuities have been a viable investment option for many years. However, there is still a great deal of confusion on what exactly they are and how exactly they work. Understanding the concept of annuities can help you to determine if they are right for you, and if so, what type …
Based on the latest IRS guidance, here are the latest Health Savings Account (HSA) limits. Following the trend in recent years, the inflation-adjusted amount individuals and families can contribute to these tax advantaged health savings account continues to rise. Latest HSA Contribution and Out-of-Pocket limits You can see the latest …
Even though President Obama and Congress have signed into law sweeping health care reform many employees are still in the dark about how their employer sponsored health care benefits will be affected and wondering when new provisions in the approved health care bills will go into effect. Rather than reading …
With the Supreme court decision upholding the passage of health care reform, the Obama administration received a major political boost. Americans will finally start seeing the actual impacts of many of these new laws. The main changes are discussed in the previous updates below, buthere are the key new rules …
There are pages written about how to buy term life insurance, but very few devoted to death benefit claims and payouts. Sadly, this topic is so neglected, that awareness levels on this matter are very low. Term life insurance is the best kind of life insurance available today, and it …
Low cost auto insurance rates are available everywhere, as companies cater to people trying to cut costs wherever they can. Unfortunately, not all insurance companies are equal, and low insurance rates can turn into a big future hike if you do not know what to look for or what to …
It’s that time of year again when workers have to review and are able to modify their employer sponsored health care insurance and other “fringe” benefits. Unfortunately as I reviewed my health care benefits it seems that my employer is providing less (like excluding Chiropractic benefits) but raising premiums, co-pays …
There are a number of factors that come into play when calculating your life insurance premium. It would therefore be worthwhile to know exactly what goes into the calculation process and whether you can do anything to reduce your life insurance rate from your end. Insurance companies all have certain …
One of the largest purchases in your lifetime will most likely be your home. If you have bought one or are planning to, chances are that you have looked into a mortgage in order to afford one. As time passes, and you pay your monthly mortgage payments, have you ever …