Category: Insurance

2010 Obama Health Care Rules Effective Now – Under 26 Dependent and Pre-existing Conditions Coverage

With the passage of health care reform, a major political achievement for the Obama administration, Americans will finally start seeing the actual impacts of many of these new laws. These changes… Read more »

Understanding Annuities: Why They Should Be Part of Your Financial Plan For Retirement

Annuities have been a viable investment option for many years. However, there is still a great deal of confusion on what exactly they are and how exactly they work. Understanding… Read more »

2020 HSA Contribution Limits and Tax Rules For High deductible Health Insurance Plans and Health Savings Accounts

[Updated with latest HSA limits following new tax laws] Based on IRS figures and tax law changes, here are the latest HSA limits.  HSAs have risen in popularity thanks to health-care… Read more »

How Will Health Care Reform Affect My Employer or Company Sponsored Benefits?

Even though President Obama and Congress have signed into law sweeping health care reform many employees are still in the dark about how their employer sponsored health care benefits will… Read more »

Obama Health Care Reform Rules and TimeLines, Medicare Rebates, FSA/HSA Changes, Family Coverage and Lifetime Caps

With the Supreme court decision upholding the passage of health care reform, the Obama administration received a major political boost. Americans will finally start seeing the actual impacts of many… Read more »

Open Enrollment and Employer Health Insurance – Making the Most Despite Fewer Benefits and More Expensive Premiums, Deductibles and Co-pays

It’s that time of year again when workers have to review and are able to modify their employer sponsored health care insurance and other “fringe” benefits. Unfortunately as I reviewed… Read more »