Category: Saving and Investing ideas

Which Fund Allocations Should I Choose for My 401K or IRA Contributions in 2016 Given Markets, Economy and Elections

With the markets rocky, US and global economies facing headwinds and a presidential political campaign in full swing, choosing how to allocate your current and future retirement savings for the medium… Read more »

Quick and Practical Ways to Improve your Finances – Automatic Saving, Education, Refinancing to Tax Planning

NOW is always a good time to reassess your financial situation and try and determine how you can improve your personal finances. Based on my experiences and observations, here are five… Read more »

2016 529 Plan State Tax Deduction Limits and How to Choose a 529 Plan And Save Now For Future College Costs – Prepaid vs. College Tax Savings Plan

With my son approaching another birthday, I’ve started thinking more seriously about his schooling from elementary to college/university. My parents paid for a significant part of my education and I would like… Read more »

Why Vanguard and Fidelity Money Market Funds Are a Money Losing Proposition. Go For A High Yield Savings Account Instead

I recently got an email saying that my Vanguard prime money market fund’s expense ratio had increased from 0.16% to 0.17%. Not such a big deal because even with the… Read more »

2013 Best Online Broker Survey – Is Your Stock or Options Broker in the Top 10

Barron’s has released their 2013 broker survey and it was good to see that most of the online brokers I use and recommend made the list. What’s interesting is the continuing shift towards mobile… Read more »

Call For Cheaper Auto Insurance With Your Current Provider By Getting Free Competitor Comparison Quotes

The NY times had a great piece on the benefits of calling your auto insurance provider for a better rate on your current car insurance policy. In particular, if you… Read more »