>I am NOT going to cut back on my cup of coffee

>Many personal-finance sites and authors talk about the need to cut your day-to-day expenses so that you can boost your savings. Good simple advice, but some who propose concepts like the obligatory measure of eliminating your daily cup (or two or three) of coffee and …

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Reacting to Market Volatility

How are you feeling about investing nowadays? Do you own stocks that have tanked over 25% in one day? I did. On one occasion I got so worried by the fall in the stock price, that I sold it for a big loss only to …

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Are We Targeting the Right Illegal Immigrants?

A recent article in the Wall Street Journal talked about the crackdown by federal and local authorities on illegal immigrants. A number of these illegal immigrants have been in the country for years and are now part of communities with young (legal) children. They are …

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10 Things to Know About Your Credit Score

Here are 10 good to know facts around one’s credit score, what affects it and how to deal with bad credit. 1. Credit scores really impact the purchase of a home Credit scores are driven by the record of paying bills and other debts reported …

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5 Useful Money Formulas

Here are 5 quick formulas to help you quickly answer some common money and investing related questions: Q1. How many years does it take to double your money? A1 – Known as the rule of 72. Divide the number 72 by your estimated annual return. …

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My Investment Portfolio Review

Without further ado here is my current portfolio and a quick discussion on some of the stocks I have it in it. Here’s a quick review of stocks currently in my portfolio and why I hold them: Melco PBL (MPEL) – In a previous post, …

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Carnivals and Festivals

The Money Hacks Carnival #7 was hosted at Mommy Gets Paid, which featured my article on Easy Ways to Save Money. Check out the other great articles there. Carnival of Personal Finance #147 is up at MoneyNing. Many great articles are presented there and thanks …

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Excessive Taxes and Fees on my Cable/Phone Bill

I get my cable, internet and phone service through a bundled package via Cox communications, and one thing that has really bugged me is the high level of fees & taxes in each bill. I have scanned in one of my recent bills so that …

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5 Easy Ways to Save Money

If one of your New Year’s resolutions was to save money, you probably prepared yourself for a long year of penny pinching and bargain hunting. But saving more doesn’t have to be such hard work. Here’s five easy ways to put more money in the …

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