The Extra $600 FPUC Weekly Unemployment Benefit Is Really Now $300 under Lost Wages Assistance (LWA) Program

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[Updated with State Roll-out schedule] With Congress unable to reach an agreement on a new stimulus bill which was supposed to include an extension of funding for the FPUC benefit (which was $600 p/week until July 2020), it looks like Trumps executive order to extend the extra weekly unemployment benefit may actually end up coming into effect. Based on recent Department of Labor and FEMA guidelines, Trump’s executive order will be enacted through the Lost Wages Assistance (LWA) Program using FEMA funding under their existing Disaster Relief Fund (DRF). This extends the supplementary weekly unemployment payment until the end of the year (or until funding runs out) and will range between $300 and $400, depending on how much states can fund of their portion (up to 25%) of the extra weekly unemployment payment.

$300 will be the base/minimum amount since this will be covered by federal FEMA disaster relief funding per Trump’s order, but states will have to make up the remaining $100 from their state unemployment fund and/or federal emergency funding they got under the CARES act. However for many states, there may not be much left in these buckets so could mean that they don’t provide any additional funding which will result in only a $300 payment to eligible recipients. This is half of what eligible claimants were getting prior to August 2020 when the $600 CARES FPUC payment was in effect.

The $300 is a big cut no doubt, but for the average person along with regular state unemployment this would replace 70% to 80% of their income. With Congress unable to reach a compromise, this will likely be the only near term option to help the 30 million+ people claiming unemployment benefits.

$100 weekly unemployment threshold requirement

Another potential issue for those who qualified for the extra FPUC benefit under Trumps new executive order is that recipients must be receiving at least $100 in current unemployment benefits (e.g. under state UI, PUA or PEUC programs) in order to qualify for the extra $400 federal boost. This could leave out many low wage earners pr part-time workers who qualified for a minimal amount of UI benefits (since the past year’s wage base is used to determine qualification). The justification for the $100 minimum threshold was to prevent fraud from the earlier programs which required only $1 of minimum unemployment.

The payment will be retroactive to August 1st, so even though most states will roll-out the LWA program in late August, they will make back payments for eligible weeks. See the table below for how states are tracking on rolling out the LWA program and when payments will start, assuming they sign-up.

StatePayment Status?Payment Starts (est)Weekly Benefit
AlabamaPaying NowSep 6th$300
AlaskaPayment PendingSep 20th$300
ArizonaPaying NowAug 17th$300
ArkansasPaying NowSep 12 (up to Oct 2nd)$300
CaliforniaPaying NowSep 7th$300
ColoradoPayment PendingSep 20th$300
ConnecticutPaying NowSep 17th$300
DelawarePaying NowSep 18th$300
District of ColumbiaPayment Date ConfirmedOctober 1st week$300
FloridaPaying NowSep 8th$300
GeorgiaPaying NowSep 12th$300
HawaiiPayment PendingEarly October$300
IdahoPaying NowSep 12th$300
IllinoisPaying NowSep 8th$300
IndianaPayment Date ConfirmedSep 21st$300
IowaPaying NowSep 9th$300
KansasPayment PendingSep 20th$300
KentuckyPaying NowSep 15th$400
LouisianaPaying NowAug 27th$300
MainePaying NowSep 12th$300
MarylandPaying NowSep 12th$300
MassachusettsPaying NowSep 7th$300
MichiganPaying NowSep 10th$300
MinnesotaPaying NowSep 4th$300
MississippiPaying NowSep 10th$300
MissouriPaying NowAug 23rd$300
MontanaPaying NowAug 30th$400
NebraskaPaying NowSep 18th (First 3 weeks)
From Sep 20th (remaining payments)
$300
NevadaPayment PendingSep 27th$300
New HampshirePaying NowSep 12th$300
New JerseyPayment PendingDelayed to early October$300
New MexicoPaying NowSep 10th$300
New YorkPaying NowSep 14th$300
North CarolinaPaying NowSep 6th (4 weeks)
Sep 16th (2 weeks)
$300
North DakotaPaying NowSep 17th$300
OhioPaying NowSep 16th (For PUA recipients only); Sep 28th for others$300
OklahomaPayment PendingSep 20th$300
OregonPayment PendingSep 30th$300
PennsylvaniaPaying NowSep 14th (paid 1 wk after regular benefits)$300
Rhode IslandPaying NowSep 6th$300
South CarolinaPayment PendingSep 20th$300
South DakotaNo PaymentDid not enroll-
TennesseePaying NowAug 30th$300
TexasPaying NowAug 23rd$300
UtahPaying NowFirst 3 wks: Sep 9th to Sep 15th
Second round: Sep 16th to Sep 23rd
$300
VermontPaying NowWeek of Sep 14th$300
VirginiaPayment Date ConfirmedSep 30th$300
WashingtonPayment Date ConfirmedSep 21st$300
West VirginiaPaying NowSep 16th$400

WisconsinPayment PendingEnd of October$300
WyomingPaying NowSep 13th$300

Table Methodology: The LWA state tracker table was last updated on Sep 18th. Payment Start date is when the state actually starts processing current and/or retroactive UI payments OR estimated based on FEMA approval date of LWA grant plus 3 to 5 weeks for state to implement changes. Note: It can take 2 to 4 days after this date for payments to hit your bank account or debit card. Where a state has started paying benefits, you will see the Payment Status column updated to "Paying Now" to reflect this. Please see your state UI website for your specific claim payment status. If you find any mistakes or have updates, please leave a comment below and I will update table to help others.

Check back for updates on when this payment will start or subscribe via email to get them delivered directly to you. For additional unemployment resources and specific state based information see the UI reource page.

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2 thoughts on “The Extra $600 FPUC Weekly Unemployment Benefit Is Really Now $300 under Lost Wages Assistance (LWA) Program

  1. I am self employed, and had finally received 2 weeks worth of PUA, ( such a low amount) plus 2 weeks of FPUA came a few days later- when- STOP- it was the end of July. I get no help or response about back pay. Now I read that the new $400.00 exec order (really $300.00) might not be available for self- employed- is that correct? Why don’t self- employed, “shut- down due to Covid” workers qualify for continued Federal assisstance?

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