Earned Income Tax Credit (EITC) – Qualification and Income Threshold Limits

206 comments

[Update]  Below are the EITC tables for the past few years. 

2016 Earned Income Tax Credit

Income Qualification ItemNo ChildrenWith 1 ChildWith 2 ChildrenWith 3+ Children
1. Maximum 2015 Earned Income Tax Credit Amount$506$3,373$5,572$6,269
2. Earned Income (lower limit) required to get maximum credit $6,610$9,920 $13,930 $13,930
3. Phaseout Threshold Amount Begins
(for Single, SS, or Head of Household)
$8,270$18,190 $18,190 $18,190
4. Phaseout Amount When Credit Ends
(for Single, SS, or Head of Household)
$14,880$39,296$44,648$47,955
5. Threshold Phaseout Amount Begins
(for Married Filing Jointly)
$13,820$23,740$23,740$23,740
6. Phaseout Amount When Credit Ends
(for Married Filing Jointly)
$20,430$44,846$50,198$53,505
 TurboTax Deluxe edition searches for more than 350 tax deductions and credits. Start today.  

2015 Earned Income Tax Credit (For Returns Filed in 2016)

Income Qualification ItemNo ChildrenWith 1 ChildWith 2 ChildrenWith 3+ Children
1. Maximum 2015 Earned Income Tax Credit Amount$503$3,359$5,548$6,242
2. Earned Income (lower limit) required to get maximum credit $6,580$9,880 $13,870 $13,870
3. Phaseout Threshold Amount Begins
(for Single, SS, or Head of Household)
$8,240$18,110 $18,110$18,110
4. Phaseout Amount When Credit Ends
(for Single, SS, or Head of Household)
$14,820$39,131$44,454$47,747
5. Threshold Phaseout Amount Begins
(for Married Filing Jointly)
$13,760$23,630$23,630$23,630
6. Phaseout Amount When Credit Ends
(for Married Filing Jointly)
$20,340$44,651$49,974$53,267

Check out the  latest online tax software deals for filing your return and claiming this credit. See this article for more on the 2015 and 2016 EITC limits

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2014 IRS Earned Income Tax credit (EITC) income qualification details are shown in the table below. 

Qualification ItemWith 1 ChildWith 2 ChildrenWith 3+ ChildrenNo Children
1. Maximum 2014 Earned Income Tax Credit Amount$3,305$5,460$6,143 $496
2. Earned Income required to get the maximum credit (lower limit)$9,720 $13,650 $13,650 $6,480
3. Starting Threshold Phaseout Amount (Single, Surviving Spouse, or Head of Household) $17,830 $17,830 $17,830$8,110
4. Completed Phaseout Amount (Single, Surviving Spouse, or Head of Household)$38,511$43,756$46,997$14,590
5. Starting Threshold Phaseout Amount (Married Filing Jointly)$23,260$23,260 $23,260$13,540
6. Completed Phaseout Amount (Married Filing Jointly)$43,941$49,186$52,427$20,020

How to read the tables above. The maximum amount of the earned income credit allowed/payable is shown in line 1. To claim this credit you must have at least $1 of earned income, with line 2 showing the minimum amount of earned income required to get the maximum EI credit. The amount of credit you receive or qualify for varies based on income and number of children so will differ from person to person. The “threshold phaseout amount (lines 3 and 5 depending on filing status) and “completed phaseout amount” (lines 4 and 6 depending on filing status) are the adjusted gross income (AGI) ranges from where the EITC begins to phase out to where it reaches $0, or the income at or above which no credit is allowed.

Example on figuring the EITC: Your AGI is $45,000, you are single, and you have two qualifying children. You cannot claim the EITC because your AGI is not less than the 2014 completed (maximum) phase out limit of $43,756. However, if your filing status was married filing jointly, you would be able to claim some of the EITC because your AGI is less than $49,186 complete phase out limit. You cannot get the full EITC because your income is above the $23,260 threshold phase amount. Further scenarios are shown below:

Scenario 1: Sara has an earned income of $1,200 for the year – Sara would be entitled to a partial credit since she her earned income is less than the “Earned Income required to get the maximum credit (lower limit)” per line 2. The amount of credit would vary based on the number of qualifying children. You can reference IRS publication 596 or use online tax providers like TurboTax or H&R Block to get a free estimate of the specific credit amount you would get

Scenario 2: Megan has 1 child and an earned income of 14,000 for the year – Megan is entitled to the full EIC credit for a single filer with 2 children since her earned income is above the “Earned Income required to get the maximum credit (lower limit” on line 2 but below the “Starting Threshold Phaseout Amount” on line 3.

Scenario 3:  Joe and Mary have an earned income of $45,000 and 2 children – Joe and Mary would be entitled to a partial EIC credit for a married couple with 2 children since their earned income is above the “Starting Threshold Phaseout Amount (Married Filing Jointly)” on line 5 but below the “Completed Phaseout Amount (Married Filing Jointly)” on line 6. If your situation is similar reference IRS publication 596 or use online tax providers like TurboTax or H&R Block to get a free estimate of the specific credit amount you would be entitled to.

Scenario 4: Kobe and Lina have earned income of $120,000 for the year – They would not be entitled to the credit at all since their earned income is above the “Completed Phaseout Amount (Married Filing Jointly)” on line 6

Claiming the Earned Income Tax Credit (EITC) in your 2014-2015 Tax Return

You have to file a tax return with the IRS to claim the EITC, even if you owe no tax or are not required to file. You can get help with figuring the EIC and other qualifying criteria by following  instructions in IRS publication 596 or using online tax filing software which can also help you work through figuring your credit eligibility and determine the amount you would receive.

Based on some reader comments, I also wanted to list some other key criteria in addition to the income qualification levels above, to claim or qualify for the EIC. These are also covered in past year updates provided below.

  • If you are married and claiming the EIC you and your spouse have to submit a joint tax filing, so status cannot be married filing separately. At least one spouse has to have earned income to qualify for the credit
  • The earned income tax credit cannot be claimed if the aggregate amount of certain investment income exceeds $3,350
  • If you live overseas and claim certain foreign earned income and exclusions (via form 2555 services ) you cannot claim the EIC
  • Your child is a qualifying child for the EIC credit if he/she meets these four tests specified by the IRS – Relationship, Age, Residency and Joint Return

If this information is useful to you consider subscribing (free) via RSS or Email if you would like to receive future updates when available.

[2015 Update] See this article for 2015 EITC limits

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[2013 Update] As part of the fiscal cliff deal, the expanded Earned Income Tax credit (EITC) and Child Tax Credit were extended for another five years to 2017. The EITC supplements the wages of low income workers, and especially working mothers, lifting more children out of poverty than any other single federal program. Over 6 million families are eligible for the EITC. This expanded EITC keeps the phaseout thresholds for married couples at or above existing levels for single filers. For 2013 the income and credit limits reflect a slight increase over 2012 levels as shown in the table below.

2013 EITC limits

2013 EITC limits (source : IRS.gov)

The “earned income amount” (line 1) is the amount of income (minimum limit) at or above which the maximum amount of the earned income credit (line 2) is allowed. The “threshold phaseout amount (lines 3 and 5 depending on filing status) and “completed phaseout amount” (lines 4 and 6 depending on filing status) are the adjusted gross income (AGI) ranges from where the EITC begins to phase out to where it reaches $0, or the income at or above which no credit is allowed. These ranges change depending on the filing status.  Investment income must also be $3,200 or less for 2013 to claim the credit.

2012 EITC income and credit limits are provided in the update below along with examples of how the EITC works.

Child Tax Credit

The child tax credit maximum for each eligible under-age-17 child will remain at $1,000 for 2013 and will help over 10 million lower income families with 18 million children. The fiscal cliff deal also contains provisions to make the 2013 Child Tax Credit available to more working families that previously could not benefit from it by raising income qualification thresholds (which are not indexed to inflation).

For 2012, the child tax credit starts phasing out (reducing) for those above a specified modified adjusted gross income (MAGI). For married taxpayers filing a joint return, the phase-out begins at $110,000. For married taxpayers filing a separate return, it begins at $55,000. For all other taxpayers, the phase-out begins at $75,000. The credit is reduced/phased-out by $50 for each $1,000 of income above the above threshold amounts.

In addition, the Child Tax Credit is generally limited by the amount of the income tax you owe as well as any alternative minimum tax (AMT) you owe. Other qualification details for the credit can be found in this article.

If this information is useful to you consider subscribing (free) via RSS or Email if you would like to receive future updates when available.

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[2012 update] The IRS has officially released 2012 tax details and here are the changes to the Earned Income and Child Tax Credits:

– The 2012 Earned Income Tax credit (EITC) changes are shown in the table below: The “earned income amount” (line 1) is the amount of income (minimum limit) at or above which the maximum amount of the earned income credit (line 2) is allowed. The “threshold phaseout amount (lines 3 and 5 depending on filing status) and “completed phaseout amount” (lines 4 and 6 depending on filing status) are the adjusted gross income (AGI) ranges from where the EITC begins to phase out to where it reaches $0, or the income at or above which no credit is allowed. These ranges change depending on the filing status.

Example on figuring the EITC: Your AGI is $43,000, you are single, and you have two qualifying children. You cannot claim the EITC because your AGI is not less than the 2012 completed (maximum) phase out limit of $41,952. However, if your filing status was married filing jointly, you would be able to claim some of the EITC because your AGI is less than $47,162 complete phase out limit. You cannot get the fill EITC because your income is above the $22,300 threshold phase amount. Further examples and details are provided in the previous updates below.

2012 Earned Income (EITC) Tax Credit

2012 Earned Income Tax Credit

Note: The earned income tax credit is not allowed at all if the aggregate amount of certain investment income exceeds $3,200 for the given tax year.

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[Updated] As part of bush-era tax cuts extension legislation (Tax Relief, Unemployment Insurance Re-authorization, and Job Creation Act of 2010), a number of existing tax breaks were extended. One is the Earned Income Tax Credit (EITC), which as discussed below, supplements the wages of low income workers, and especially working mothers, lifting more children out of poverty than any other single program or category of programs. The EITC will help 6.5 million working parents with 15 million children.

Under the 2008 Recovery Act, the EITC was expanded to reduce the marriage penalty and to create a “third tier” of the EITC for families with three or more children. This means larger families now receive up to $1,040 more than they would have under the old system. By extending the EITC the following benefits continue:

• About 6 million families will receive an expanded EITC tax credit. Without this agreement, these families could lose up to $1,040.

• About 1 million families headed by single mothers will receive an expanded EITC tax credit

The other tax break that was extended for two years was the Child Tax Credit (CTC), which is worth about $1,000 per eligible child, within the $3,000 refundability threshold. This extension will ensure an ongoing tax cut to 10.5 million lower income families with 18 million children.

The Child Tax Credit helps low-and moderate-income families with children. The credit allows families to reduce their federal income tax by a certain amount for each qualifying child under the age of 17 in a household. In the 2008 Recovery Act, the Administration and Congress secured an important expansion in the Child Tax Credit for lower income families by lowering the minimum amount from about $12,500 to $3,000.

For many of these families, extending the minimum threshold in the CTC will result in thousands of dollars in additional tax benefits that would have otherwise been lost. For example:

– A married couple with three children making $23,000 will receive $3,000 in child tax credits compared to about $1,540 if only the 2001/2003 tax cuts were extended – an increase of about $1,460.

– A single mother with two children making $17,000 will receive $2,000 in child tax credits compared to about $640 if only the 2001/2003 tax cuts were extended – an increase of about $1,360.

Earned Income Tax Credit EITC 2011-2012 levels

2011 EITC Income and Credit Phaseout Limits

Source : Whitehouse.gov

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One of the most claimed, but least understood and publicized is the Earned Income Credit (EIC) for low income earners. Thanks to Obama’s Economic Stimulus Package this credit has received a considerable bump for tax years 2009 and 2010 and many families may now qualify for this credit. The EIC is basically a tax credit for certain people who earn and income (hence the name of the credit) and have less than $48,279 of earned income. Because it is a tax credit it is money straight in your pocket (refund) or reduces the amount of tax you owe. The table below provides a summary of the qualification criteria for the credit:

earned income tax creditAs shown in the table, the amount of EITC and income thresholds increase in 2009 and 2010 for workers with a third qualifying child. Also, the definition of qualifying child has also changed in 2009, which is now:

·To be your qualifying child, a child must be younger than you unless the child is permanently and totally disabled.

·A child cannot be your qualifying child if he or she files a joint return, unless the return was filed only as a claim for refund.

·If the parents of a child can claim the child as a qualifying child but no parent so claims the child, no one else can claim the child as a qualifying child unless that person’s adjusted gross income (AGI) is higher than the highest AGI of any of the child’s parents who can claim the child.

Example of claiming the EIC: Your AGI is $35,550, you are single, and you have one qualifying child. You cannot claim the EIC because your AGI is not less than $35,463. However, if your filing status was married filing jointly, you might be able to claim the EIC because your AGI is less than $40,463.

Additional Criteria and Claiming the Earned Income Credit in your Tax Return

If you are eligible for the EIC based on the above criteria, you normally claim in your tax return. To claim the EIC credit you (and your spouse if filing a joint return) must also have a valid SSN issued by the Social Security Administration (SSA). Any qualifying child listed on Schedule EIC also must have a valid SSN. You can request an extension if you do not have your SSN. Other criteria you must meet to claim the EITC :

-Your investment income is $3,100 or less. If your investment income is more than $3,100, you cannot claim the credit.

-You Must Be a U.S. Citizen or Resident Alien All Year

-You must however have earned income through working during the year (hence the name of the credit). If you are married and file a joint return, you meet this rule if at least one spouse works and has earned income. If you are an employee, earned income includes all the taxable income you get from your employer. If you are self-employed or a statutory employee, you will figure your earned income on EIC Worksheet B in the instructions for Form 1040

-If you retired on disability, taxable benefits you receive under your employer’s disability retirement plan are considered earned income until you reach minimum retirement age

-If you and someone else have the same qualifying child but the other person cannot claim the EIC because he or she is not eligible or his or her earned income or AGI is too high, you may be able to treat the child as a qualifying child. But you cannot treat the child as a qualifying child to claim the EIC if the other person uses the child to claim any of the other six tax benefits listed earlier.

If you expect to qualify for the earned income credit in 2010, you may be able to receive part of it in each paycheck throughout the year from your employer (the maximum Advance EITC workers can receive from their employers is $1,830). For more information on the above, you can refer to the IRS Publication 596

Related:

~ 2009 vs. 2010 Federal Income Tax Brackets
~ 2009 Federal Income Tax Guide
~ How to Get a Free Copy of your IRS Tax Return
~ Stimulus Payments in 2010 & 2011

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206 Comments on "Earned Income Tax Credit (EITC) – Qualification and Income Threshold Limits"

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Lisa
Tuesday 2:13 am

Can I file my 2015 taxes? My files status is single my wages were $506 and I have no dependents.

Monday 10:44 pm

Yes. The 2015-2016 tax filing season opened on Jan 19

Theresa
Sunday 7:13 pm

I am disabled also I have a son who is 22 and disabled. My husband was self employed and he made 10,212. Do we have to file? Will it affect my son’s and my ssi benefits? How much would we get back if we do have to file?

Natasha
Thursday 11:58 pm

I am a 24 year old single mom to my 2 year old. This year I have not worked so I earned $0 but I am attending school part time without fafsa. Do I qualify for anything?

Ishmael Muhammad
Saturday 12:52 pm

My name is Ishmael, and I only made 1,400 this year. I own no property, have no child and not filing head of house hold. And it’s showing that l’ m receiving only 42.00 dollars. Question: is there anything I could do legally to increase my tax return?

daniel
Saturday 11:57 pm

Hi I made 26000 and I’m head of house my wife dosent work and I have 2 month old baby do I get the full credit for my baby

Stephen Twiggs
Saturday 5:48 pm

I am a single father with 1 child and I am a college student, I made 1,290.00 in 2014, can I get the EITC?

Saturday 6:11 pm

Yes. You won’t get the max amount, but you will get a partial credit.

Jennifer Sandelin
Tuesday 10:11 am

How much would u get back for a 4 month old

Tuesday 12:34 pm

Depends on your income – but see the above table for the maximum amounts.

michelle
Monday 2:50 am

I began filing my husbands taxes. His federal return will be close to 9000. 2000 of that is from the CTC four our 2 children. My husband owes some back child support. My question is….can child support take the $2000 CTC that is supposed to be for our children. Is there something we can do to make sure we at least get that from our return?

Pam H
Thursday 11:47 am

Are you filing a joint return? If you fill out an injured spouse form you can still get your portion of the return, ctc and eitc

Darnel
Friday 10:13 pm

My sister had no income last year, has filed for disability but has not gotten it yet. Turbotax will not let her claim her dependent son, and it shows that she owes 500$ , how can this happen?

Maryann
Friday 3:19 am

My daughter is 17 and still a full time student in high school this year. Why does my tax refund info state that I can not receive the standard deduction for her? I’ve paid just as much money on her and for her as previous years. I do not understand why this year is different. Can someone please explain it to me? I’d really appreciate any input. Thanks!

karen
Thursday 12:50 am

Once they are 17 you can no longer get the child tax credit for them for them.

Corissa
Wednesday 5:23 pm

I am a single mother of a two year old. Moved a couple times in 2014 and lived in a total of three states only working in one for a total of $206.15. What credits do I qualify for? I also have a baby on the way. When I attempted to get an estimate both on TurboTax and h&r block the refund that I would be getting back is approximately $77 with the only credit received is the eic. However when I contacted h&r block via phone the lady said I would qualify for the child tax credit as well. Was I misinformed? Just trying to make the most of my refund. From what I had been told by several people was to expect approximately $1000. I’ve been getting discouraged as I have not ever filed taxes before.

Corissa
Wednesday 5:24 pm

Also adding I am 23 years of age.

matt
Tuesday 6:41 am

What I just read that means you need to better your life and stop whoring it up and not worry about what help you can get from the state I am a father of 2 and married . I am the only one that works and I make it. Get a job and stop asking for help.. I can’t help the helpless

TEMERA
Friday 4:38 pm
are you serious? Did you really just contradict your self. You are married and have 2 children. What does your wife do all day? Please don’t take be a stay at home mother because I’ve worked, went to school, and supported 2 children on my own. Don’t judge someone you don’t know. All she asked was if what she has been told was correct or not. She didn’t ask for some uneducated, ill mannered, boy to give his personal opinion. And to top it off. You gave some lame @$$ opinion on a tax web site… I mean really how dumb can you possibly be? I don’t know if I feel more sorry for your wife or your kids. Your wife for actually looking at you and thinking gee he looks like husband/dad material. or your kids who really have no control over the life you give them and the… Read more »
king fowley
Wednesday 12:39 pm

hi. i made $8500 total last year. i am single and withoutany children and rent my own house. i heard about an over 25 years of age $1000 low income thing i could be entitled to. could you please explain it to me some? thanks

kingsley

Nina
Wednesday 10:23 am
Hi I am trying to file online and my income was 7600.00 for the year and I have a 12 and 7 year old. I am technically married but have been separated for 6 years, for which 4 of those years he was incarcerated in a different state and he lives in a different state currently and hasn’t even seem the kids or myself for 6 years. I have a boyfriend and have lived with him for 4 years but I haven’t had the money to finish the divorce that I filed and I was unable to get my exes signature so they dismissed it in court and now I have to start over which I’m hoping to pay for with my refund. Anyway, my kids have lived with me full time and I want to know if I can file single, turbotax put that status in for me and… Read more »
Nina
Wednesday 10:31 am

I just wanted to add that my ex does not pay child support and I have court order for custody for my 12 and 7 year old as well.

trisha
Tuesday 11:21 pm

I made 21000 this year, would I be eligible for child tax credit and the eic? I have 4 kids all under the age 10.

kisha
Tuesday 10:17 pm

I owe state taxes of $1,460.00 dollars and have 2 children ages 13 yrs. and 15 yrs. and was to supposedly was to receive $7,100 back which would be my refund, would that eliminate me from getting the EIC or additional child tax credits?

Bridget
Tuesday 8:50 pm

My son is 18 yrs old and he’s in the 12 grade. Would I get earn full income credit. What benifits would he be intiled too. He made 3440.

Jessica
Tuesday 6:31 pm

Hi,
So on my W-2, the box that states Federal income tax withheld reads 1391.62. I am a single mother with one child and also filed as head of household. It did also mention the EITC as I was going through. Im concerned because my federal tax return states that Ill be getting upwards of 5,000 dollars. Is this even possible? Was there some error? Im afraid to get that money, and have them reclaim it later for an error I made.

Dana L
Sunday 9:57 pm

I am a single mom 8grand in unemployment ,2grand in work, a eight yr old son plus I went to school and have been paying on some school loans..do I qualify for Eric , head of house hold

Andrea
Sunday 4:01 am

What if your single and filing for independent with no children and made an income of 28,000 at a age of 23 years old. Would you get money back if you made that much income and your only 23 years old?

Sharon
Saturday 2:32 pm

I am totally disabled and my 27 year old son takes care of me can he claim me as EIC ?

Maria
Saturday 2:22 pm

I am currently receiving food stamps… n i am legally married but we are not living together… Do i file my taxes as married jointly or do we have to do them separated since i only worked for 5 months last year. i dnt want to get into trouble with the food stamps office if i filed my taxes with the father of my children. He made 45,000 n i only made 4,000.

Kyla
Saturday 2:57 am

My tax preparer just informed me I’ve been filing wrong. I have been receiving the EIC for years for my two children. My tax preparer just realized their father and I live together and he makes a little over 100 thousand and with that our children are no longer qualified for the credit even if we are not married, I file separate and I only make 22,000. Is this correct? 7 years I filed with EIC and this time I don’t because of this and I owe almost close to nothing but it was still a little depressing.

danielle
Thursday 6:16 pm

I have 2 children, 7 & 3 but i only made 4000$ last year. I was unemployed from jan to oct. And my boyfriend work and took care of us. My question is can he file head of household and claim my children? He made 24000 AIG… Will he still get the credits N EIC? Should I file single Or Should He Claim Me As A Dependent As Well? How Can We Get The Maximum Refund?

amber
Thursday 10:19 am

I have 4 children outside my home who i owe back,pay and two who live with me i was also recently married if we file jointly and my husbands files to get his back will he get the EIC back for the two kids we have together? Or shoukd he file seperate with the kids on his?

Thursday 11:48 am

If you are married and claiming the EIC you and your spouse have to submit a joint tax filing

amber
Thursday 12:25 pm

I owe back child supprt will they take the EIC AND HIS TAXES IF WE FILE TOGETHER THO?

Pam H
Thursday 12:04 pm

Maybe filing injured spouse form? Dirty my other post was in response to another person.

Pam H
Thursday 12:01 pm

That sounds most likely correct, with the child tax credit and earned income tax tax credit, depending on if you made less than the maximum to qualify for eitc, I have one child, only made 12000 and got 5k back

kjt
Wednesday 5:42 am

Hi,
I’m married (filing head of house hold) not legally separated but living separately for 2 years. I earned $24k for fy 2014 since I was laid off in May but I continue to use independent childcare since I was looking for employment, do I still qualify to use that deduction/credit even though I was collecting unemployment? For the reminder of the year (may- Dec).

Thank you,

kjt
Wednesday 5:49 am

Sorry, left out that I only have one child (3 years old)

Wednesday 9:37 am

Your salary would be classified as earned income so would allow you to claim the credit. Your employment compensation (insurance) is NOT earned income. So you could claim the credit , though you would not get the maximum amount since above the lower income threshold for 2014.

Amanda
Tuesday 1:08 pm

Hi I made 200.00 over the cut off for the earned income credit with one qualifying child. Is there any way to get this being that it was not far over?

Kathy
Monday 4:35 pm

We are on social security, we have income from pensions of 4500, and RMDs of 4100. Do we need to. File taxes.

Monday 9:04 pm

You may not have (See IRS filing criteria here) since you had no earned income. But you may want to get any credits you are entitled to and potentially get a refund. And with most leading online software providers you should be able to file for free at your income level.

kalena
Sunday 5:23 pm

Hi I have one child that’s 12 if I claim her is there a certain amount I will get back because her age.

Sunday 6:43 pm

See the table in the post above to determine how much you get for 1 child, which will be correlated to your income.

sandra
Sunday 2:45 pm

Hi, I only worked for two months this year totaling maybe 3K ( i haven’t received my w-2 yet) but my husband worked and his is around 40K. We are filing married jointly, should i even wait for my w-2 or will it even make a difference for our return? we are getting a good amount back since we have 2 kids.

Sunday 2:48 pm

Definitely wait for to file your complete return. While it may not impact your taxes paid, it may impact your earned income credit and other tax breaks/deductions you are due. And mainly you do not want to file an amended return when you do get your W2. Because don’t forget a copy of your W2 also goes to the IRS and when they do an audit they will be able to see that your joint return did not include your earnings. I know this may mean you have to wait a bit to file, but it is a more prudent approach to file with all your docs and only have to do it once.

Brandon cox
Saturday 9:55 pm

Hi my name is Brandon me and my girlfriend have a 3 month old son born in September of 2014 I was wondering if I could claim him for eic considering he only lived in our home for 3 months out of the year but me and my girlfriend lived in the same home all year my income was 15,036 for 2014

Sunday 12:45 pm

You can since he was born in 2014. See this article from more information from the IS on claiming dependents. The only exception would be if someone else claims him as a dependents (e.g grandparents).

Shell
Friday 11:16 am

My 18 yr old son lived with me 2014. He worked grossing 600.00 for the yr. now can I claim him since he is filing his own taxes? If so do I need to put his income on my taxes?

Friday 1:05 pm

See this article I wrote on claiming dependents. If he is filing and getting a tax return etc if may be hard for you to claim up. It depends on both your tax filing status’ otherwise the IRS may think you are double dipping!

nicole
Friday 9:04 am

I was on a one year exemption for public assistance. I only worked for four weeks of last year am i able to filed for myself and my son this year. I only made about 900 hundred dollars for last yearmaybe less.

nancy
Friday 1:26 am

Sorry I just asked a question but wrote it wrong lol
Question is made I over 9000 I 6 Months with unemployment and had taxes taken out. I think it was a little over 1000. I have 1 child. Will I still get a refund back ? Including any credits?

Jhonna
Monday 4:48 pm

I’m 23, has a 2 month old. Born October 13th,2014. Made a little under 15,000. Wpuld I beableed to claim her or no?

Friday 1:08 pm

You should be able to since born in the 2014 tax year

Brittney Elliott
Sunday 8:29 am

I’m a single mother of 3 and only made 700 dollars this year working because of my last pregnancy. I did baby sit for 90 a week…..I don’t think I made enough to qualify for the child tax credit and I was wondering if there was some way of adding my babysitting earnings with my other wages and if that would even make a difference or is even possible. As of right now I’m only getting 348 dollars back and none for the child tax credit….any advice?

Sunday 12:48 pm

You can add the babysitting income to your tax return (as a sole proprietor) but then you would be liable for taxes (personal, employer and SS) on this income. So is a double edged sword. I would consider talking to a tax professional – look for advocates in your area that provide free advice – and see what options makes sense for you.

Pam H
Thursday 12:07 pm

What about household employee? Up to 1800/yr? Does this not help?

Miriam
Saturday 11:04 pm

Hi my name is Miriam my husband made about 32k and I did about 18k but we usually file married but file separately. And each claim a child. Do u think I can get a refund back.?? Or we should file together. That has always been my question but my tax person Always tells me to keep filing like that. Its that ok??

Saturday 11:43 pm

Why don’t you try completing a return both ways and see which gives you a better return? At your income levels you can use almost any leading tax software package to prepare (and most likely) file a return for free. No need to guess which filing status is best for you then.

Sara
Saturday 7:03 am

Im a 36yr old single mother 2 children in school, i made 23, 000 . this year im filing head of house hold does that disqualify me from getting EIC because they said I made to much ?

Kellee R. Smith
Wednesday 10:08 pm

Hi. I’m married with four children. We file an itemized long form for which my husband fild head of household. This year im thinking of filing married sep. and I claim kids. My hubby made 90 k andI 35k. What do you advise?

Prakash
Tuesday 11:23 am

We immigrated to the USA from India as resident aliens on 1st August 2014 and received our Green Card around 15th September 2014.

When filing our tax returns should we file for the entire year or only for the period from 1st August to 31st Dec 2014 or from 15th Sept to 31st Dec 2014 ??

Are we eligible for the Standard Deductions.

Please advise.

kylah thomas
Thursday 10:00 pm

I am 17 years old with a 1month old baby with no income or help can I file taxes for me and my child

Thursday 10:35 pm

Yes you can. In fact you may qualify for a whole host of credits (which means you get a refund even if you have no income). Try Turbo tax Free file (with whom I have an affiliation) to file for free since you have no income.

Kevin ulmer
Thursday 1:21 am

im single father with 1 daughter she’s 1, i made 11,000 should still receive eic

Thursday 7:23 pm

you should if you are the one claiming her as a dependent. But if her mother is then you cannot.

Amber
Tuesday 6:55 pm

Im 25, single mom of 2 year old son.. ive only worked sense may 27th 2014 and probably brought home about $4000 so far this whole time working..
What should I be getting back in taxes?

Thursday 7:24 pm

Hard to say as don’t know your other financial factors. I would just start free file with turbo tax or HR Block to get an estimate return/refund amount. Doesn’t cost you anything.

Alexandria
Friday 4:21 pm

Hi I was wondering if I didn’t file taxes last year but I will file this year with a 21month old dependent would it be filed as two separate income years or one. Because I usually do hr block tax calculator (normally is off by only 20.00) however looking at the amount im supposed to receive it looks like garbage this year in previous years im used to receiving 5,000+ with one dependent.

Saturday 12:24 am

You would have to file seperate tax returns for each year you are claiming or paying taxes. However you and your dependent could be filed on the same return for each year. Also I am not clear on your question, but if you didn’t file in 2014 (for 2013 taxes) you don’t have to file those again in 2015 (for 2014 taxes)

jasmine
Thursday 4:53 am

Hi I’m a single mom of 4 kids and only made 4500 this year do you think I’ll be able to get the child credit?

kalab freeman
Tuesday 4:00 pm

Hi i just got married this year and had a son my only child so far i have worked all year but i dont know how much i have made this year im just wondering if i could get an estimate from anybody of how much i will get back in taxes

Patty Schuppenhauer
Sunday 10:07 pm

When it comes to taxes I’m so confused I’m 23 single mother with two kids ages 2 and 4 I lost my job I work at for three years in February of this year and started collecting unemployment for six month and wasn’t able to collect any longer and I ended up having to withdrawal my 401k retirement because my bill and rent at the time were way past due I just started my new job November 29th so I was wondering if I’m even going to get much back at all

Patty Schuppenhauer
Sunday 10:03 pm

When it comes to taxes I’m so confused I’m 23 with two kids ages 2 and 4 I lost my job I work at for three years in February of this year and started collecting unemployment for six month and wasn’t able to collect any longer and I ended up having to withdrawal my 401k retirement because my bill and rent at the time were way past due I just started my new job November 29th so I was wondering if I’m even going to get much back at all

Patty Schuppenhauer
Sunday 10:05 pm

Also I forgot to add I am a single mother if that counts for anything

Danielle
Saturday 8:02 pm

I’m 23 years old and through out my teens I always kept a job but never was there for a year (only couple of months) never file taxes my mother aways did but this will be her last year able to file for me because I refuse to let her she never gives me money so worked this year pizza hut and dunkin donuts but as of right now not working. Can I still file for taxes? Also I’m full time student and my mother haven’t taken care of me in 2 years so that don’t give her no right to file for me? Help of please

Quanasia
Sunday 4:27 pm

Would there be something else I can use to still claim my kids

Quanasia
Sunday 12:33 pm

I am 20 yrs old I have a child that’s 2 yrs old and a child that’s 11 months old I made 8,000 this year will I be able to get full tax credits for my kids?

Bobbie sue
Wednesday 11:53 pm

Yes you can ! Go to efile free or h&r not sure if you would have much fee .

Bobbie sue
Wednesday 11:54 pm

But you should get a good amount .

Bobbie sue
Thursday 12:01 am

Sorry I’m wrong !

Sunday 2:55 pm

No you would not qualify for the credit. You would need to have $13,650 in 2014 AGI (adjusted gross income) to claim the credit.

Celi
Saturday 11:11 pm

I’m a single mother with one six year old boy.. my total gross income is at $10,100. Do I still qualify?

Sunday 2:45 pm

Yes…you would almost be eligible to get the full credit.

carrie
Saturday 1:30 am

My question is I am on long term disability I make 11000 my kids each , 2 of them 1 Dev delayed ages 1 n 4, get 11000 apiece yearly as well off my disability 26000 all together! Do I quuailify for anything? Thank you very much!

2015 Earned Income Tax Credit (EIC) Limits | Saving to Invest
Sunday 9:28 pm

[…] credit (EITC) which are shown in the table below. There have been some minor increases over the 2014 EITC amounts and qualifying limits as a result of mandated inflation […]

Kassandra
Sunday 5:14 pm

I am 29 and have a son that is 6yrs old and I worked half of the year and made on my total tax returned 1,734.00 and I am getting unemployment now but I don’t think it has taxes taking out will I get the credit this year? Last year I got it and my total tax was 2,989.00 with one son. Last year it helped me a lot getting that credit.

Thursday 9:51 pm

Yes it looks like you may not have earned enough in 2013 to claim the credit based on the tables above. But there are a lot of other credits (Child care, low income credits) that you may be eligible for.

Glenn
Wednesday 10:22 am

I am age 62 and a care-giver for an older 100% disabled sister. I have always been able to claim the
EIC because I provide more than 50% of her annual support. With this years changes in EIC I don’t know that I still qualify. For 2013 I will be claiming Single, Head of House with 1 dependent on a salary of approx. 13,972.00. What is the salary cap for me for 2013? Do I still qualify for EIC?

Thursday 9:53 pm

Looks like you will qualify based on the tables in the post. You should qualify for the full credit if you meet all the eligibility rules.

brian
Sunday 6:06 pm

Hello, i am married filing jointly with two children and made $31,000 for 2012 combined income for my wife and I. My question is, will we receive the eic as well as the child credit of $1,000 per child? Or is the child credit included in the eic? Thank in advancr for any help.

chris
Wednesday 3:11 pm

You will receive $1000 per child for CTC which equals $2000 and $4219 EITC for both kids. $6219 total in credits plus whatever tax refund that was withheld.

dane
Friday 10:32 pm

Im on ssi, and earned income is$ 3,600 , and have to children, what would i qualify for???

reyna
Tuesday 8:31 pm

I made around $19,000 this tax year for 2012 and claimed 1 child who just turned 17 on sept wht will be my refund. Cuz i was told that i will lose $1000 cuz of my dependents age.

June
Monday 5:48 am

My name is June. Im a single mom of 2 kids. I only made $12, 600 this year. How much would I get for 2 kid each? I always go to hr block but they charge me $400
Thankyou

Tuesday 2:20 pm

You should get the full amount for 2 kids – $5236 if you meet all the other eligibility criteria outlined in the article above.

Pam
Tuesday 9:25 am

I am a single mother of two children; ages 12 and 14. I only made around $700 this past yr due to being ill. I am not sure if I could claim the EITC but shouldnt I be able to get the child tax credit. We had someone do the filing process for us and says I will only get $304 period from anything. Is that correct or is something missing somewhere? Please help!

Jill
Wednesday 1:23 am

u should of def. got the way more for child tax credits would definitely have someone elso professional look into it

Tuesday 9:24 am

i have 3 kids with my wife and made 10000 last yr i am wondering if i own back child support for another kids i had before my wife and i had our 3, will child support take this credit from us, and even though my wife made less than me will injured spouse prevent child support from taking it all? they already take half of my paycheck.

Lisa
Saturday 6:18 pm

you can call this IRS number for liens, im not sure what it is, you can look it up. It will tell if your taxes will be messed with.

Courtney
Monday 4:21 pm

Can I still get that EITC and claim my 1 yr old son if I only earned 2,600 for 2012? I really need the money.This is the first year that I have made under 19,000 and I hope there is SOMETHING I can do.

Thanks!
Courtney

Andy
Monday 5:05 pm

You probably won’t qualify for the full EITC based on your income. But you should be able to get some amount since you had earned income. You may also qualify for the $1,000 Child tax credit. This is also outlined in the article above.

Harry Cooper
Saturday 3:20 pm

My daughter is 18. She lives on her own. She has a babygirl a little over 1 yr old. She recently lost her job due to layoffs. Unfortunately, she said she hasn’t even worked six months there. She is a college student as well. She lives in gov’t housing and recently applied for food stamps to survive. Can she get EITC even though there is a earnings minimum she must meet, or is CTC her only option?

Andy
Monday 5:06 pm

Unfortunately she probably won’t qualify for the EITC based on her income. However she should qualify for the $1,000 Child tax credit discussed in the article. She may also be able to get food stamp and other low income assistance.

DeQwan
Wednesday 7:15 pm

I am a 19 year old no kids student and employed made 25,000 in 2012. I take care of my disabled mom can I carry her on my taxes

Andy
Monday 5:06 pm
Mary
Tuesday 4:52 pm

I made 2600 for 2012 and have one child (11 months old) would I be able to claim eic?
My husband and I are married culturally but havient gotten our marriage certificate.. So we can’t file jointly. Maybe we will get a better return? He made 28630 for 2012 maybe he can claim eic and our child? Can he claim me as an adult living in the house?

Wednesday 9:42 am

From what you described, your husband would qualify for the EIC (your income is too low if filing separately). He can claim your child as a dependent. He may also be able to claim you are as a qualifying relative because you are a member of this household. See more about eligibility for claiming you in this article – http://www.savingtoinvest.com/2013/01/who-can-i-claim-as-a-dependent-for-exemptions-tax-credits-and-head-of-household-status.html

betty
Monday 8:34 pm

I am a single mother of one son. For over a year I have worked and lived in a mobile home park, I cleaned homes and did maintance work. I earned $150 per week, and my rent was included in my pay ($500 a month) It comes out to a little over $13,000. I am considered self employed. What do I need to have to file my taxes? I have weekly invoices for my work (the $150 per week). Can I also claim the $500 per month on rent that I work off? I alway’s had a w-2 with my other jobs…I’m just confused on how to go about filing my taxes as self emloyed. Thank you in advance for your help!

Sunday 9:55 am

I just had a baby in the middle of December 2012, does this child qualify for eic or ctc, considering he only lived with me the last 2 weeks of 2012, or would they count my pregnancy as residency for him? I made 10,500 for 2012 to, what would my refund be if he qualifies?

Andy
Monday 10:05 am

You will qualify for the credit. According to the IRS (publication 596) a child who was born in 2012 is treated as having lived with you for more than half of 2012 if your home was the child’s home for more than half the time he or she was alive in 2012. Based on your income you should you qualify for the full credit ($3,169)

Jessica
Thursday 9:34 pm

My name is Jessica (22) and I am married and my income was 13,334.47 and my husband (24) made 18,803.50 and we have a 6 month old and I was wondering if we should file together or seperately and whether or not we will get the child tax credit for my son.

Thursday 10:38 pm

For 2012, the child tax credit starts phasing out (reducing) for those above a specified modified adjusted gross income (MAGI). For married taxpayers filing a joint return, the phase-out begins at $110,000. For married taxpayers filing a separate return, it begins at $55,000.

So I think you are good in either case, since you combined and/or individual return is below the threshold. I am not sure about your other financial details but you may also qualify for the EITC described above.

Cori lynn
Thursday 2:25 am

I am a single mother of 2, 11yr old and 13yr old. I made 2025.00 on my w2 for 2012. I also worked cleaning a few houses on and off. I do not have a w2 for cleaning though. First, would I qualify for eitc and how much would that be? And second, how much would I receive for the child tax credit? I did pay for childcare while I worked. The lady that picked my kids up from school and watched them until I got off has moved out of Texas and I do not have ss# or the other number I need in order to claim child care. I would appreciate any help, thank you for your time!

mr d
Wednesday 10:24 pm

you did not earn enough for eitc, you can get back $1000 per child for tax credit if you are lucky.

Andy
Monday 10:08 am

Cori – The problem you have is that your official (W2) income is lower than the EITC qualifying threshold of $13,090 for someone with 2 children. So you would not qualify for the EITC. You would need to get a formal W2 (and pay taxes) for your othe income and/or to claim other deductions like dependent care etc.

Jessy
Wednesday 7:48 pm

Andy, I’m a single parent with a 1 year old daughter, I made roughly $11,000 in 2012. Would I be eligible to claim my daughter with that low of income? If so, would I only be getting the $1000 for her or would I be eligible for more? I’ve had to pay for daycare / babysitting for this whole year as well. Thanks for any info you might have!

Heather Moser
Wednesday 10:45 pm

Jessy, my income was almost exactly the same as yours this year, and for me & my sin, my refund is$ 4,600.You’ll get the child tax credit, the earned income credit, and probably another credit forcare of if a dependent child.Hope this helps! :)

Jeremy Williams
Tuesday 8:15 pm

Hello,

This year I have been the sole provider for, a women and a child. The women is 20, the child is 3. Why am I not entitled to EIC, even though I’m not a blood relative I’ve more then paid my share just as if I was the father.

Andy
Wednesday 10:48 am

You may be entitled if you can claim them as dependents or file as head of household. It all depends on your earned income for the year.

Leah
Tuesday 5:55 pm
I have a daughter age 5 and this year I made around 4000. I did claim my unemployment for the remainder of the year but did not have taxes with held from the unemployment. I did attend courses for CNA classes and did in fact pass and earned my certificate. I’m curious as to if I will get earned income for my child and appox. How much I will earn back all together. I’m certain it won’t be much but I’m curious before I go into H&R and they charge me some $200 to do my taxes. I will be filing as head of household. Her father did pay some child support with a total of around $800. Also do I get some type of college credit? Back in 2011 the man that was doing my taxes meantioned a college credit. My college was funded by the WorkForce of an… Read more »
Andy
Wednesday 10:50 am

You should be able to use online tax software to get an estimte of your credits/deductions without having to pay a fee. (see this article for more http://www.savingtoinvest.com/2011/01/the-best-tax-software-and-free-filing-options-as-tax-filing-goes-primarily-online.html)

Lisa
Tuesday 2:26 pm

I made about 26,000 and a single mom of a 16yr old and 11 yr roughly how much will I get

Andy
Wednesday 10:40 am

You should get a partial credit (about $2,000 is my guess). But to get a more accurate number check out the IRS EITC tool or use any good tax software (see recommended providers – http://www.savingtoinvest.com/2011/01/the-best-tax-software-and-free-filing-options-as-tax-filing-goes-primarily-online.html)

pricsilla
Tuesday 2:25 pm

I am a single mother with one child (1yr) and had not worked in 2012. although my boyfriend has worked and has an income of 41479.80. will he be able to claim my daughter?

Andy
Wednesday 10:38 am

If you file a joint return and your boyfriend can claim your child as a dependent you should be able to partially claim the credit.

Brandy
Monday 7:01 pm

Im a single parent. My daughter is 15. My income was around $4300. Do I qualify?

Andy
Wednesday 10:37 am

Your income is too low to qualify for the EITC. But you may be able to get other benefits like the child credit and other lower income tax breaks.

Friday 2:05 pm

Kitty77 and Andy, you seemed to miss the fact that the EIC tables go down to $1 and goes up. Brandy is eligible for partial EIC based on her income.

Kitty77
Monday 11:55 pm

Unfortunately, you do not qualify for this credit. Your income needs to meet the tax bracket of $10,000 – $17,000 as stated above.

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