When Will I Get My Tax Refund? IRS Tax eFile Refund Cycle and Direct Deposit Schedule for 2016

66 comments

You’ve filed your tax return and are expecting a tax refund. Congratulations!  Now, you want to know when to expect your refund.  Generally, if you e-file and use direct deposit, the IRS estimates that you should receive your federal refund between 8 and 14 days after they accept your return (i.e. the IRS does not send you a notification requesting additional information or an audit notice). The IRS issues more than 90 percent of refunds within 21 days.

The IRS expects more than 70 percent of taxpayers to again receive tax refunds this year. Last year, the IRS issued 109 million refunds, with an average refund of $2,797.

If you did not select the electronic deposit option, getting a paper check mailed to you adds about a week.  If your return was filed by mail, then your refund can take up to 6 weeks from the date the IRS receives a complete and accurate return. Once your return is accepted by the IRS, the IRS processes your refund based on the IRS E-file Refund Cycle Chart. An estimated IRS refund chart based on date of filing is shown below. Exact refund dates are based on IRS processing times and can be found in IRS Publication 2043 and IRS Topic 152 for both e-filed and mailed returns.

2016 Date Range when Filing Accepted by IRS (per WMR tool)Direct Deposit Refund Sent (Estimate)Paper Check Refund Mailed (Estimate)
Jan 19 to Jan 307-Feb10-Feb
Jan 30 to Feb 0612-Feb14-Feb
Feb 07 to Feb 1319-Feb21-Feb
Feb 14 to Feb 2026-Feb28-Feb
Feb 21 to Feb 275-Mar6-Mar
Feb 28 to Mar 0512-Mar14-Mar
Mar 06 to Mar 1219-Mar21-Mar
Mar 13 to Mar 1926-Mar28-Mar
Mar 20 to Mar 262-Apr3-Apr
Mar 27 to Apr 029-Apr11-Apr
Apr 03 to Apr 0916-Apr18-Apr
Apr 10 to Apr 1723-Apr25-Apr
Apr 18 to Apr 2330-Apr2-May
Apr 24 to Apr 306-May8-May
May 01 to May 0713-May15-May
May 08 to May 1420-May22-May
May 15 to May 2127-May29-May
May 22 to May 293-Jun5-Jun
May 30 to Jun 0510-Jun12-Jun
Jun 06 to Jun 1217-Jun19-Jun
Jun 13 to Jun 1924-Jun26-Jun
Jun 20 to Jun 261-Jul3-Jul
Jun 27 to Jul 038-Jul10-Jul
Jul 04 to Jul 1015-Jul17-Jul
Jul 11 to Jul 1722-Jul24-Jul
Jul 18 to Jul 2429-Jul31-Jul
Jul 25 to Jul 315-Aug7-Aug
Aug 01 to Aug 0712-Aug14-Aug
Aug 08 to Aug 1419-Aug21-Aug
Aug 15 to Aug 2126-Aug28-Aug
Aug 22 to Aug 282-Sep4-Sep
Aug 29 to Sep 049-Sep11-Sep
Sep 05 to Sep 1116-Sep18-Sep
Sep 12 to Sep 1823-Sep25-Sep
Sep 19 to Sep 2530-Sep2-Oct
Sep 26 to Oct 027-Oct9-Oct
Oct 03 to Oct 0914-Oct16-Oct
Oct 10 to Oct 1621-Oct23-Oct

To find out online when the IRS currently expects to specifically issue your refund, check the IRS “Where’s My Refund?” tool which  is updated every Wednesday. You’ll need to provide the following information from your tax return : social security number, filing status and the exact whole dollar amount of your expected refund. If you have an iPhone, download MyTaxRefund, a free iPhone App from TurboTax that allows you to check the status of your refund on your smart phone.

Should I call the IRS if I haven’t received my refund?

Unfortunately calling the IRS won’t do anything to speed your refund since their call center staff are not the ones who process the (over 140 million) tax returns. The best option is still to use  check the “Where’s My Refund” page or IRS2Go application. If you don’t receive your refund in 21 days, then and only then, contact the IRS to determine why it is taking so long to receive your return.

When to Expect Your State Tax Refund

State refunds are processed by each individual state, so processing times will vary. As a general rule, you can expect your state tax refund within 30 days of the electronic filing date or the postmark date. To get the current status of your state tax refund, contact your state tax agency or search online for your state’s taxation website.

I’m not going to be able to file my taxes in time. What should I do? If you can’t make that mid April deadline for filing your taxes then file an extension. The IRS says it received requests for 11 million extensions, which amounts to about 8% of all tax returns. Taxpayers who ask for an extension get an extra six months to file—your new deadline will be in mid October.  However you still need to make any expected tax liability payments. See this article for more details and restrictions on filing an extension.

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66 Comments on "When Will I Get My Tax Refund? IRS Tax eFile Refund Cycle and Direct Deposit Schedule for 2016"


christy
Wednesday 11:06 pm

I mail my taxes on February 15,2016 and haven’t got anything back or hear from the irs

Ash
Monday 4:29 am

I did my refund of Feb 9 and I still havent recieved my refund so I called the IRS and they told me on March 2 it got sent to the identity theft dept. If i send my pin along with my refund why are they taking so long to prove it is me? They also told me it takes 6-8 wks to process this really that long?? Does it really take long?

William Warren III
Saturday 1:23 am

I need my refund.everyday I exceed the number of times I’m allowed per day to check.this blows I’m really anxious I owe some clown some $.i wish he was a clown , he’s a big ugly monster.

Kaleb
Wednesday 4:28 pm

Hello! If I filed my taxes on February 12th and still have yet to receive my refund, when is the latest that I should be expecting my money? My girlfriend filed on the same day and got hers back last week. We both filed electronically.

Dawn
Sunday 10:54 am

I had mine done at H&R Block on 1/27 and they were immediately accepted.Status changed to processing last week. I have already received my state but nothing from federal. Everyone else around me is getting theirs and I’m still waiting. This is so frustrating. I wish someone could just give me a straight answer so I know what’s going on!

Derica
Thursday 8:51 pm

I also filed mine with hnr block and haven’t heard anything it still says pending

Christian
Thursday 5:38 pm

Mine got accepted January 30 and I still haven’t received mine yet

Gwen
Thursday 6:37 am

Mine was accepted on 2-5 also n hasnt moved from first bar either!

C.m
Thursday 10:13 am

Same here that’s why I’m here trying to find a possible date that my direct deposit mite hit.. any clue

heather
Wednesday 11:33 pm

i filed on the feb 11th and still havent moved they say when u get the email it says when the irs accepts it then be looking at your direct deposite in to 7 to 14 days but the irs websites says the 19th

Mccrae
Friday 10:13 pm

Same here it probably be here Saturday or Sunday

Andrea
Sunday 7:15 pm

I filed on 02/03 I have not received my yet

Jazaire
Sunday 11:36 am

I filed 1/24 and my bar has not moved. Anyone else!

Betsy
Monday 7:47 pm

Did u file turbo tax or thru cpa

Timothy
Saturday 9:08 pm

I have filed on the 5th of February and was accepted on the 5th of February and today I looked at my status and it says your refund is still processing waiting on a release date what do that mean and can I get it as early without them putting it up there they just updated that today

C.m
Thursday 10:16 am

I filed the same day and ask for direct deposit when u recive a cycle date please let me know

Brian
Friday 9:50 am

Did my taxes 1\27 i have yet to see my refund

Wondering
Thursday 12:27 am

Anyone with a accept date of 2/5/16 did you move to the approved status?

nayeli
Friday 10:19 am

Nope today is 2 weeks that I still haven’t received anything and I was accepted on the 5th

Yiaro
Tuesday 1:33 am

Nope

Stephanie
Friday 8:27 am

I was accepted 2/5/16 and still have not moved past the first bar.

Sarah
Thursday 6:23 pm

I also filed on 2/5/16 and mine only has said accepted. Hasn’t moved past the 1st bar though.

Amg
Saturday 6:30 pm

All my bars are gone. I filled on 2/3 and accepted on 2/5. For about 1 week i had one bar on accepted then all bar disappeared!!!

Amber
Thursday 1:02 pm

I filed on 2/5, was accepted almost immediately, and my bar hasn’t moved either

Timothy
Saturday 9:06 pm

I have filed on the 5th of February and was accepted on the 5th of February and today I looked at my status and it says your refund is still processing waiting on a release date what do that mean and can I get it as early without them putting it up there they just updated that today

christina
Saturday 12:33 am

I called my emerald card today and it said that my refund was complete i filed on the 25th and it said it was processed on the 25th does anybody have a good idea when it will be loaded since its complete and on the app it doesnt even say complete i think that app isnt working properly

Josh
Thursday 10:54 pm

I filed Jan 25 and it’s still in ‘return accepted’ status. A friend of mine who filed after me has already got to ‘refund approved’, but I’m still waiting.

Cee
Friday 9:12 pm

Same here. I filed on my tax on 1/18 and till this day it says its in review. It has not gone to the second bar where it says “approved” whats going on?

Bryan
Friday 11:04 am

Yes, me too. It’s really frustrating!

Joseph Nevaras
Tuesday 10:03 am

I have used Turbo Tax, my return very simple yet I filed 19th and still waiting as well, so TT isnt always going to get it faster

Sandra Brinson
Monday 3:19 am

I file my taxe return on January 19,2016 it is being process, How long before you usually get a date for approved return

Judy
Wednesday 7:47 pm

I filed on 1/29 and was accepted the same day. I finally awoke this morning to a DD of 1/10, which also happens to be today’s date but still no refund. Turbo Tax is where I was given my deposit date yet WMR shows no change past received. I have a feeling that the recently announced breach has affected much more than the IRS will admit to. This is aggravating to say the least.

Jessica
Monday 10:11 pm

I filed the same day u did and it still saying process

Dorothy
Tuesday 8:19 am

I filed my tax return in January 2015 and I had to take my id and social security in and now it’s been 3 months and it’s still saying processing I have called can’t get know one

Jerry and sharon johnson
Monday 6:58 am

I filed my taxes in early April electronically. They were kicked back saying someone stole my identity and already filed them. I was told by my tax person I had to file a paper return and would get a questionnaire and password probably in June or July. It’s almost December and I’ve heard nothing. When I call Where’s my refund I just get a message saying it hasn’t been processed yet. I can not reach any one on the phone to talk to. Will I need to drive to their office in Cincinnattie?

Average 2014 Refund Higher Than in 2013 | Saving to Invest
Saturday 3:47 pm

[…] if you e-file and use direct deposit, the IRS estimates that you should receive your federal refund between 8 and 14 days after they accept your return (i.e. the IRS does not send you a notification […]

2012 Tax Filing Deadline Dates – When You Can File 2011 Tax Returns and Get Your Refund | Saving to Inve$t
Wednesday 11:35 pm

[…] providers) and use direct deposit, the IRS estimates that you should receive your federal refund between 8 and 14 days after they accept your return (i.e. the IRS does not send you a notification […]

zack
Sunday 10:14 pm

I want to use TurboTax to file my software and get my refund faster.

lisa
Sunday 10:13 pm

I want to use TurboTax to file my software and get my refund faster.

andys2i
Wednesday 10:02 pm

Wow – great response to the competition and thanks for some of the supportive comments. To pick a winner, I used the Excel Random number generator and came up with 3 numbers (between 1 and 26 for number of entries) and the numbers were : 5, 8 and 24. This corresponds to (in chronological order, with 1 being the earliest comment)

5 – Daniel
8 – John D
24 – Cathy Edwards

I will email each of these winners shortly. Given I want to help all my readers, I will ask my Turbo tax contacts to see if we can get some more copies to give away. Stay tuned.

Debra
Wednesday 9:59 am

I want to use TurboTax to file my software and get my refund faster.

Great offer!!

Lauren
Wednesday 7:07 am

I want to use TurboTax to file my software and get my refund faster

Cathy Edwards
Tuesday 8:18 pm

I want to use TurboTax to file my software and get my refund faster.

This would make things much easier!

Thanks

Janice
Tuesday 12:05 pm

Am a new divorcee & new at doing taxes myself & could use the help with these taxes! Running up to crunch-time too with two small kids! I want to use TurboTax to file my software and get my refund faster!

Effie Blocker
Tuesday 9:56 am

Please, I want to use TurboTax to file my software and get my refund faster, thanx

Lisa
Tuesday 8:33 am

I want to use TurboTax to file my software and get my refund faster. and I am a Winner!!!!

Mike
Tuesday 8:09 am

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Gerald
Monday 11:42 pm

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Naveen
Monday 8:11 pm

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Cheryl
Monday 7:53 pm

– I want to use TurboTax to file my software and get my refund faster.

Joelle
Monday 7:20 pm

I want to use TurboTax to file my software and get my refund faster, although I think that is a funny statement given it is March 21st and I haven’t filed yet… :) Thanks for all the info in your blog, it’s been helpful.

Ed Costello
Monday 6:01 pm

I want to use TurboTax to file my software and get my refund faster!

Thanks for all the practical tips, and the sources to look further.

Greg
Monday 5:18 pm

I want to use TurboTax to file my software and get my refund faster

Francie Cohen
Monday 4:50 pm

I want to use TurboTax to file my software and get my refund faster. Turbo Tax really does walk you thru the whole process as if you were sitting with a tax advisor!

Gordana
Monday 4:47 pm

I want to use TurboTax to file my software and get my refund faster

Min
Monday 4:43 pm

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rajka
Monday 4:40 pm

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Larry Brandau
Monday 4:33 pm

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John D
Monday 4:33 pm

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Jessica Michalski
Monday 4:30 pm

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Daniel Malcom
Monday 4:14 pm

I want to use TurboTax to file my software and get my refund faster

Daniel
Monday 2:02 pm

I want to use TurboTax to file my software and get my refund faster!

Great blog, keep the posts coming!

Brian
Monday 11:49 am

I want to use TurboTax to file my software and get my refund faster

Danny
Monday 9:49 am

Hey
So I am a lurker but I have been reading the blog for a while I do like your content. I regularly forward articles on to my wife so we can discuss them as we look over our finances each month.
Oh ya.
I want to use TurboTax to file my software and get my refund faster.

Ning
Sunday 8:29 pm

want to use TurboTax to file my software and get my refund faster

Nora
Sunday 7:51 pm

Wow, this article was just in time as was planning to file my taxes tonight. Hope I win! Here is the catch phrase – I want to use TurboTax to file my software and get my refund faster

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