When Will I Get My Tax Refund ahd Why is my State e-file Still Pending? IRS Tax eFile Refund Cycle and Direct Deposit Schedule for 2016-2017 Tax Season

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You’ve filed your tax return and are expecting a tax refund. Congratulations!  Now, you want to know when to expect your refund.  Generally, if you e-file and use direct deposit, the IRS estimates that you should receive your federal refund between 8 and 14 days after they accept your return (i.e. the IRS does not send you a notification requesting additional information or an audit notice). The IRS issues more than 90 percent of refunds within 21 days.


The IRS expects more than 70 percent of taxpayers to again receive tax refunds this year. Last year, the IRS issued 109 million refunds, with an average refund of $2,860.

If you did not select the electronic deposit option, getting a paper check mailed to you adds about a week.  If your return was filed by mail, then your refund can take up to 6 weeks from the date the IRS receives a complete and accurate return. Once your return is accepted by the IRS, the IRS processes your refund based on the IRS E-file Refund Cycle Chart. An estimated IRS refund chart  for 2017 based on date range of your filing being accepted by the IRS is shown below. Exact refund dates are based on IRS processing times and can be found in IRS Publication 2043 and IRS Topic 152 for both e-filed and mailed returns.

2016-2017 Tax Season IRS Refund Schedule

IRS Accepts Return After
(WMR status = Return Received)
IRS Return Accepted Before (End Date)Estimated Refund Due Date (via Direct Deposit)Estimated Refund Due Date (via Paper Check)
January 23, 2017January 27, 2017February 3, 2017February 6, 2017
January 27, 2017February 3, 2017February 10, 2017February 13, 2017
February 3, 2017February 10, 2017February 17, 2017February 20, 2017
February 10, 2017February 15, 2017February 24, 2017February 27, 2017
February 15, 2017February 24, 2017March 3, 2017March 6, 2017
February 24, 2017March 3, 2017March 10, 2017March 13, 2017
March 3, 2017March 10, 2017March 17, 2017March 20, 2017
March 10, 2017March 17, 2017March 24, 2017March 27, 2017
March 17, 2017March 24, 2017April 1, 2017April 3, 2017
March 24, 2017March 31, 2017April 9, 2017April 13, 2017
March 31, 2017April 7, 2017April 18, 2017April 20, 2017
April 7, 2017April 14, 2017April 25, 2017April 27, 2017
April 14, 2017April 21, 2017May 2, 2017May 4, 2017
April 21, 2017April 28, 2017May 9, 2017May 11, 2017
April 28, 2017May 5, 2017May 16, 2017May 18, 2017
May 5, 2017May 12, 2017May 23, 2017May 25, 2017
May 12, 2017May 19, 2017May 30, 2017June 1, 2017
May 19, 2017May 26, 2017June 6, 2017June 8, 2017
May 26, 2017June 2, 2017June 13, 2017June 15, 2017
June 2, 2017June 9, 2017June 20, 2017June 22, 2017
June 9, 2017June 16, 2017June 27, 2017June 29, 2017
June 16, 2017June 23, 2017July 5, 2017July 7, 2017
June 23, 2017June 30, 2017July 11, 2017July 13, 2017
June 30, 2017July 7, 2017July 18, 2017July 20, 2017
July 7, 2017July 14, 2017July 25, 2017July 27, 2017
July 14, 2017July 21, 2017August 1, 2017August 3, 2017
July 21, 2017July 28, 2017August 8, 2017August 10, 2017
July 28, 2017August 4, 2017August 15, 2017August 17, 2017
August 4, 2017August 11, 2017August 22, 2017August 24, 2017
August 11, 2017August 18, 2017August 29, 2017August 31, 2017
August 18, 2017August 25, 2017September 5, 2017September 7, 2017
August 25, 2017September 1, 2017September 12, 2017September 14, 2017
September 1, 2017September 8, 2017September 19, 2017September 21, 2017
September 8, 2017September 15, 2017September 26, 2017September 28, 2017
September 15, 2017September 22, 2017October 3, 2017October 5, 2017
September 22, 2017September 29, 2017October 10, 2017October 12, 2017
September 29, 2017October 6, 2017October 17, 2017October 19, 2017
October 6, 2017October 13, 2017October 24, 2017October 26, 2017
October 13, 2017October 20, 2017October 31, 2017November 2, 2017
October 20, 2017October 27, 2017November 7, 2017November 9, 2017
October 27, 2017November 3, 2017November 14, 2017November 16, 2017
November 3, 2017November 10, 2017November 21, 2017November 23, 2017
November 10, 2017November 17, 2017November 28, 2017November 30, 2017
November 17, 2017November 24, 2017December 5, 2017December 7, 2017
November 24, 2017December 1, 2017December 12, 2017December 14, 2017
December 1, 2017December 8, 2017December 19, 2017December 21, 2017
December 8, 2017December 15, 2017December 26, 2017December 28, 2017
December 15, 2017December 22, 2017January 2, 2018January 4, 2018
December 22, 2017December 29, 2017January 9, 2018January 11, 2018
December 29, 2017January 5, 2018January 16, 2018January 18, 2018

To find out online when the IRS currently expects to specifically issue your refund, check the IRS “Where’s My Refund?” tool which  is updated every Wednesday. You’ll need to provide the following information from your tax return : social security number, filing status and the exact whole dollar amount of your expected refund. See more refund information from the bigger online tax providers – > TurboTax ; H&R Block ;  TaxAct

Should I call the IRS if I haven’t received my refund?

For the latest tax season the IRS has already announced that there will likely be tax refund payment delays. In particular for taxpayers claiming the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC) refunds may not be processed until after February 15th in order to perform further identity verification checks. They have said to only call them after 21 days (Mid-March) if you do not get your refund payment.

Unfortunately calling the IRS won’t do anything to speed your refund since their call center staff are not the ones who process the (over 140 million) tax returns. The best option is still to use  check the “Where’s My Refund” page or IRS2Go application. If you don’t receive your refund in 21 days, then and only then, contact the IRS to determine why it is taking so long to receive your return.

When to Expect Your State Tax Refund

State refunds are processed by each individual state, so processing times will vary. Also while your state and federal tax information is dependent on each other, refund processing is done differently at the state level and federal (IRS) level. As a general rule, you can expect your state tax refund within 30 days of the electronic filing date or the postmark date. To get the current status of your state tax refund, contact your state tax agency or search online for your state’s taxation website. You can see here for more on state tax refund processing times and sites.  Per the comments on that article it is not unusual for state refunds to lag the federal refund, especially earlier in the tax season. Like federal returns however state returns are also going through a lot more identity verification checks which are holding up refunds again this year.


I’m not going to be able to file my taxes in time. What should I do? If you can’t make that mid April deadline for filing your taxes then file an extension. The IRS says it received requests for 11 million extensions, which amounts to about 8% of all tax returns. Taxpayers who ask for an extension get an extra six months to file—your new deadline will be in mid October.  However you still need to make any expected tax liability payments. See this article for more details and restrictions on filing an extension.

{ 82 comments… read them below or add one }

Danielle March 14

I filed my tax return on February 21 and have received my state return but not federal. When should I expect it? Every time I check it says being processed

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Kyeesha Ross March 8

I am wondering why i haven’t recieved my state refund and why the system is still saying that the state refund has not been processed yet but i electronically filed on January 27th 2017 and i recieved my Federal refund on February 22,1017 why hasn’t my state refund been processed when should i recieve it

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cheryl desmarais March 6

Ot says my taxes r delayed code 1541 what’s that mean

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james February 28

Filed taxes 1-30 & still can’t tell me anything? We don’t receive eic and have no children. Still don’t say anything on where’s my refund I’ve called twice and nothing

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Diana February 24

I did my taxes on the 29th of January and the IRS2Go won’t show me Anything it just says they can’t provide me no information at this time

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Jazzy February 24

Can you view your transcript online? If so, this is where you will find out exactly why you are under review by the codes that will be listed. Indeed something is wrong since you filed and was accepted on 1/30.

Can you think or any reason you were pulled for review. Did you have any of the following:

Common Reasons Returns are pulled for Review or Full Blown Audits:

1. NEW changes this year compared to your last 3 years of filing? This will most definitely flag your return.
2. Address Change?
3. Did you file prior to receiving your W-2? (ex: did you use your last paycheck stub?) there could be a math error.
4. Educational Credit?
5. ID verification
6. Add/drop dependents?
7. Offset (owed back taxes for a prior year) which will not show up on the offset line.
8. Have you checked the offset line (800) 304-3107
9. Health Care Form (1095A) missing/not included

Keep in mind IRS can fix some of these issues without sending a letter or you having to do anything. They have access to varies databases to look up and verify most info. Can you tell me what your cycle is if you can review your transcript? Have you even tried to order them yet or view online? If you can order and view the account transcript and the return transcript; that means that are done processing; but doesn’t mean the have completed the process…

If you were accepted on 1/30/17 your cycle code should be 20170502 maybe 20170504 since efile is off by 2 days when IRS really accepts it. If you are weekly it will say 20170505.

Once I know a little more I can determine more closely what may be going on with your delay.

But I can tell you this; you can call an Advocate today and the will be able to look you up and tell you exactly whats the hold up…just tell them you have a hardship and they will help – 1-877-777-4778

There is going to be an update in the morning…check and see if you have any movement; you could be a weekly/not daily filer.

Good luck and hopefully you can reach an advocate to open a case for you. Also, you can call IRS again and tell them you are requesting a 911 Form to be submitted for an advocate to call you to help, because you have a hardship they will have to honor the request. Perhaps then you can insist they tell you if a letter is in the mail or what is the hold up…

IRS – (800) 829-0582 ext. 652

Keep me updated…and tell me what codes you found on your “account” transcript

Source : http://www.savingtoinvest.com/people-seeing-tax-returns-and-refunds-being-processed-and-accepted/

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Twauna Lane February 26

I filed my taxes JANUARY 27 N MINES STILL SAY ITS PROCESSING I CALL THE TAX LADY WHO DID IT FOR ME N ITS STILL SAYING N PROCESSING I NEED TO KNW WUTS GOING ON THIS IS FRUSTRATING BC I SHOULD HAVE BEEN GOTTEN MY TAXES I KNOW PEOPLE THAT FILED WI THE SAME LADY THAT DID MINE TAXES N THEY HAVE GOTTEN THEY MONEY ALRE DIRECT DEPOSIT N

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Kiera hope March 6

I filled soon as they opened when i check wmr no information called no info now wen i call this num it says march 8th 8003043107 its gonna ask just for ur social it should tell u if u have a debt or something

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Sam February 18

I did my taxes on turbo tax , they was accepted January 28. But I put the wireless routing number. How long will it take to receive the check?

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Sam February 18

* I put the wrong routing number by mistake

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Anthony February 3

Filing taxes is such a PAIN! For 2014 I couldn’t e-file for the first time because the IRS said my DOB was wrong. Wtf? So I got that resolved and my taxes were delayed 2 wks by snail mail. For 2015, I moved so my W2 got lost in the mail and I had to wait 2 WEEKS for my employer to resend it. For 2016, my PO box rejected my W2 and got lost in the mail AGAIN! Theres NO WAY im waiting 2 wks again. I called corporate at least 15 times and I finally got my W2 electronically. I just got my DD today!!

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Kimberly Gray January 30

Who did they taxes got the refund

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christy March 30

I mail my taxes on February 15,2016 and haven’t got anything back or hear from the irs

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Ash March 14

I did my refund of Feb 9 and I still havent recieved my refund so I called the IRS and they told me on March 2 it got sent to the identity theft dept. If i send my pin along with my refund why are they taking so long to prove it is me? They also told me it takes 6-8 wks to process this really that long?? Does it really take long?

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William Warren III March 5

I need my refund.everyday I exceed the number of times I’m allowed per day to check.this blows I’m really anxious I owe some clown some $.i wish he was a clown , he’s a big ugly monster.

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Kaleb February 24

Hello! If I filed my taxes on February 12th and still have yet to receive my refund, when is the latest that I should be expecting my money? My girlfriend filed on the same day and got hers back last week. We both filed electronically.

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Dawn February 21

I had mine done at H&R Block on 1/27 and they were immediately accepted.Status changed to processing last week. I have already received my state but nothing from federal. Everyone else around me is getting theirs and I’m still waiting. This is so frustrating. I wish someone could just give me a straight answer so I know what’s going on!

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Derica February 25

I also filed mine with hnr block and haven’t heard anything it still says pending

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Christian February 18

Mine got accepted January 30 and I still haven’t received mine yet

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Gwen February 18

Mine was accepted on 2-5 also n hasnt moved from first bar either!

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C.m February 25

Same here that’s why I’m here trying to find a possible date that my direct deposit mite hit.. any clue

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colleen February 15

Its not going to be deposited until the 27th

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heather February 17

i filed on the feb 11th and still havent moved they say when u get the email it says when the irs accepts it then be looking at your direct deposite in to 7 to 14 days but the irs websites says the 19th

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Mccrae February 19

Same here it probably be here Saturday or Sunday

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Brii Agnew February 23

I filed mines electronically through turbotax & my federal got received on the 11th & state got received on the 12th & the website still say received but don’t know what number to call to actually see what’s going on.!!!! Can anybody help me figure this out please so I can find out what’s going on with my taxes?

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Esther February 14

The websites says the 19th u will have it on the 19th

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Andrea February 14

I filed on 02/03 I have not received my yet

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Jazaire February 14

I filed 1/24 and my bar has not moved. Anyone else!

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Betsy February 22

Did u file turbo tax or thru cpa

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Timothy February 13

I have filed on the 5th of February and was accepted on the 5th of February and today I looked at my status and it says your refund is still processing waiting on a release date what do that mean and can I get it as early without them putting it up there they just updated that today

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C.m February 25

I filed the same day and ask for direct deposit when u recive a cycle date please let me know

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Thickums February 12

Same here.. I didnt even recieve a staus bar. That’s all it said. I did recieve a loan. Does that mean I’m getting a refund?

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Kristy March 9

I filed the 27 of january got an advance but nothing else its very frustrating

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Brian February 12

Did my taxes 1\27 i have yet to see my refund

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Wondering February 11

Anyone with a accept date of 2/5/16 did you move to the approved status?

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Amber February 11

I filed on 2/5, was accepted almost immediately, and my bar hasn’t moved either

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Timothy February 13

I have filed on the 5th of February and was accepted on the 5th of February and today I looked at my status and it says your refund is still processing waiting on a release date what do that mean and can I get it as early without them putting it up there they just updated that today

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Sarah February 11

I also filed on 2/5/16 and mine only has said accepted. Hasn’t moved past the 1st bar though.

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Amg February 27

All my bars are gone. I filled on 2/3 and accepted on 2/5. For about 1 week i had one bar on accepted then all bar disappeared!!!

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Stephanie February 12

I was accepted 2/5/16 and still have not moved past the first bar.

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David toner February 24

The first bar means received not accepted once it goes to the 2nd bar then that means your return was accepted and ull get a date

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Yiaro February 16

Nope

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nayeli February 19

Nope today is 2 weeks that I still haven’t received anything and I was accepted on the 5th

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christina February 6

I called my emerald card today and it said that my refund was complete i filed on the 25th and it said it was processed on the 25th does anybody have a good idea when it will be loaded since its complete and on the app it doesnt even say complete i think that app isnt working properly

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Josh February 4

I filed Jan 25 and it’s still in ‘return accepted’ status. A friend of mine who filed after me has already got to ‘refund approved’, but I’m still waiting.

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Bryan February 5

Yes, me too. It’s really frustrating!

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Cee February 5

Same here. I filed on my tax on 1/18 and till this day it says its in review. It has not gone to the second bar where it says “approved” whats going on?

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Joseph Nevaras February 2

I have used Turbo Tax, my return very simple yet I filed 19th and still waiting as well, so TT isnt always going to get it faster

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Sandra Brinson January 25

I file my taxe return on January 19,2016 it is being process, How long before you usually get a date for approved return

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Jessica February 1

I filed the same day u did and it still saying process

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Judy February 10

I filed on 1/29 and was accepted the same day. I finally awoke this morning to a DD of 1/10, which also happens to be today’s date but still no refund. Turbo Tax is where I was given my deposit date yet WMR shows no change past received. I have a feeling that the recently announced breach has affected much more than the IRS will admit to. This is aggravating to say the least.

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Dorothy July 7

I filed my tax return in January 2015 and I had to take my id and social security in and now it’s been 3 months and it’s still saying processing I have called can’t get know one

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Jerry and sharon johnson November 23

I filed my taxes in early April electronically. They were kicked back saying someone stole my identity and already filed them. I was told by my tax person I had to file a paper return and would get a questionnaire and password probably in June or July. It’s almost December and I’ve heard nothing. When I call Where’s my refund I just get a message saying it hasn’t been processed yet. I can not reach any one on the phone to talk to. Will I need to drive to their office in Cincinnattie?

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zack March 27

I want to use TurboTax to file my software and get my refund faster.

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lisa March 27

I want to use TurboTax to file my software and get my refund faster.

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andys2i March 23

Wow – great response to the competition and thanks for some of the supportive comments. To pick a winner, I used the Excel Random number generator and came up with 3 numbers (between 1 and 26 for number of entries) and the numbers were : 5, 8 and 24. This corresponds to (in chronological order, with 1 being the earliest comment)

5 – Daniel
8 – John D
24 – Cathy Edwards

I will email each of these winners shortly. Given I want to help all my readers, I will ask my Turbo tax contacts to see if we can get some more copies to give away. Stay tuned.

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Debra March 23

I want to use TurboTax to file my software and get my refund faster.

Great offer!!

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Lauren March 23

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Cathy Edwards March 22

I want to use TurboTax to file my software and get my refund faster.

This would make things much easier!

Thanks

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Janice March 22

Am a new divorcee & new at doing taxes myself & could use the help with these taxes! Running up to crunch-time too with two small kids! I want to use TurboTax to file my software and get my refund faster!

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Effie Blocker March 22

Please, I want to use TurboTax to file my software and get my refund faster, thanx

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Lisa March 22

I want to use TurboTax to file my software and get my refund faster. and I am a Winner!!!!

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Naveen March 21

I want to use TurboTax to file my software and get my refund faster.

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Cheryl March 21

– I want to use TurboTax to file my software and get my refund faster.

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Joelle March 21

I want to use TurboTax to file my software and get my refund faster, although I think that is a funny statement given it is March 21st and I haven’t filed yet… :) Thanks for all the info in your blog, it’s been helpful.

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Ed Costello March 21

I want to use TurboTax to file my software and get my refund faster!

Thanks for all the practical tips, and the sources to look further.

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Greg March 21

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Daniel March 21

I want to use TurboTax to file my software and get my refund faster!

Great blog, keep the posts coming!

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Brian March 21

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Danny March 21

Hey
So I am a lurker but I have been reading the blog for a while I do like your content. I regularly forward articles on to my wife so we can discuss them as we look over our finances each month.
Oh ya.
I want to use TurboTax to file my software and get my refund faster.

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Ning March 20

want to use TurboTax to file my software and get my refund faster

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Nora March 20

Wow, this article was just in time as was planning to file my taxes tonight. Hope I win! Here is the catch phrase – I want to use TurboTax to file my software and get my refund faster

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