2020 State Extended Unemployment Benefits – Maximum Weeks of UI Coverage In Addition to PUA and PEUC

While federally funded programs like LWA, PUA, PEUC have provided additional benefits and weeks of coverage for millions of unemployed or underemployed Americans during the COVID pandemic, many states have also triggered emergency provisions within their own unemployment insurance (UI) programs that extended UI benefits coverage if state unemployment levels are above certain pre-specified thresholds. This provides significantly more coverage (52 to 59 weeks in many states) when combined with the federally funded enhanced UI programs and allows broader eligibility criteria if a claimant’s unemployment was due to COVID related reasons. The table below shows the extended benefits currently available in various states through the end of the year.

As a recap, most states provided basic or regular unemployment benefits for between 13 to 26 weeks. Under the CARES act enhanced unemployment benefit programs were put in place that funded an extension and expanded coverage of existing state unemployment benefits. This included:

  • Pandemic Unemployment Assistance (PUA) – Up to 39 weeks of benefits for freelance, gig and contract workers who would normally NOT have been eligible for state unemployment programs. Workers who get PUA are not eligible for PEUC or Extended State Unemployment benefits
  • Pandemic Emergency Unemployment Compensation (PEUC)—An additional 13 weeks, for a total of 39 weeks of coverage if you have exhausted other benefits. This is available to people who generally would qualify for regular state unemployment and cannot be claimed if an unemployed person is eligible for PUA.
  • Extended State Unemployment Benefits (EB)— Provides an additional 13 additional weeks of benefits when a state is experiencing high unemployment. Some states have also enacted a voluntary program to pay up to 7 additional weeks (for a total of 20 weeks maximum) during periods of extremely high unemployment. Note that extended state benefits are only available after people have collected all regular Unemployment Insurance benefits as well as any Pandemic Emergency Unemployment Compensation (PEUC) extension benefits they were eligible for. But if the unemployment rates drops below high unemployment thresholds in a state, the EB benefit coverage weeks may drop or cease.

So based on the above a New Yorker who was working a regular job (I.e. got a W2) before getting unemployed could get up to 59 weeks of benefits based on traditional unemployment insurance lasts for 26 weeks + PEUC offers 13 weeks of additional benefits and then EB which offers up to 20 weeks of additional benefits on top of the weeks of PEUC benefits, based on New York State’s high unemployment rate.

A similar worker in Texas would get 26 weeks of regular UI + 13 weeks of PUEC + 7 weeks of Extended State Unemployment benefits + 7 more weeks for entering extremely High Unemployment Period (HUP) for a total of 59 weeks. While triggered, HUP increases the maximum potential number of weeks for claimants on regular unemployment to 59 weeks and individuals on Pandemic Unemployment Assistance from 39 weeks to 46 weeks.

Extended Benefits (EB) have triggered on in 48 states plus the District of Columbia, Puerto Rico, and the Virgin Islands.

Note: The Federal Pandemic Unemployment Compensation (FPUC) provided an additional $600 per week, that expired in July but still being retroactively paid in several states. Has been replaced by the Lost Wages Assistance (LWA) Program. However both these programs provided supplementary UI payments, rather than extended benefit coverage.

StateSeptember Unemployment (3-month avg.)Regular UI and extended benefits available (does not include 13 weeks PEUC available in all states)
Alabama8.414+7 weeks
Alaska12.326+20 weeks
Arizona9.926+13 weeks
Arkansas8.320+10 weeks
California14.926+20 weeks
Colorado9.426+13 weeks
Connecticut9.926+20 weeks
Delaware12.926+13 weeks
District of Columbia8.626+13 weeks
Florida11.712+6 weeks
Georgia8.226+20 weeks
Hawaii16.626+13 weeks
Idaho6.626 weeks
Illinois13.726+20 weeks
Indiana10.426+13 weeks
Iowa8.426+13 weeks
Kansas8.226+20 weeks
Kentucky7.126+20 weeks
Louisiana11.126+13 weeks
Maine8.726+13 weeks
Maryland8.626+13 weeks
Massachusetts16.826+13 weeks
Michigan14.926+13 weeks
Minnesota8.726+20 weeks
Mississippi10.026+13 weeks
Missouri8.220+10 weeks
Montana7.528+13 weeks
Nebraska5.226+13 weeks
Nevada18.026+20 weeks
New Hampshire10.926+20 weeks
New Jersey15.326+20 weeks
New Mexico10.126+13 weeks
New York15.426+20 weeks
North Carolina9.612+9.6 weeks
North Dakota7.726+13 weeks
Ohio11.226+20 weeks
Oklahoma8.726+13 weeks
Oregon12.126+20 weeks
Pennsylvania13.526+13 weeks
Puerto RicoN.A.26+13 weeks
Rhode Island13.326+20 weeks
South Carolina9.920+16 weeks
South Dakota7.726 weeks
Tennessee10.126+13 weeks
Texas9.826+20 weeks
Utah6.126+13 weeks
Vermont10.226+20 weeks
Virgin Islands13.6**26+13 weeks
Virginia8.426+13 weeks
Washington11.826+20 weeks
West Virginia11.126+13 weeks
Wisconsin9.326+13 weeks
Wyoming7.826+13 weeks
Source : CBPP

How to Apply for State Extended Benefits

You generally do not need to reapply to get extended state benefits. If you qualify for Extended Benefits (EB), following exhausting your current claim balance under regular and enhanced unemployment programs, your state UI agency will send you a letter with more details or automatically enroll you for ongoing benefits. If you are still unemployed, continue certifying and filing your payment request as required by your state.

How much will I get under State Extended Benefits?

While the amount of EB’s are capped at the state’s weekly maximum benefit amount (MBA), many states pay less or a proportion of this. For example in Texas, the state EB is 50 percent of the regular UI claim’s MBA or will pay up to 13 weeks. The MBA for extremely high unemployment is 30 percent of the regular UI claim’s MBA or will pay up to 7 weeks. To confirm what you will get you will need to check with your state unemployment agency which will provide a determination using your wage base period.

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9 thoughts on “2020 State Extended Unemployment Benefits – Maximum Weeks of UI Coverage In Addition to PUA and PEUC

  1. I am in New York, and I certified for LWA $300 today is 9/18 and all the LWA status tables show that the monies were paid in NY on 9/14-9/18. I called unemployment on 9/16 they said I should have it by 9/18, guess what – “No Money” – Whats going on??

  2. Is it necessary to file a new Application for PEUC if your benefits expire in 2 days? If yes where to take it and when to file?

    1. I am in Texas and I went to the home page of the UI logon and there was a statement that it was not necessary. However just by reading comments on this site some states require a new application. You can also go to the frequently asked questions of your states UI and see if that has been answered.

  3. Arizona here. I get $117 weekly +the 300$ from stimulas . As of week ending 9/12/20 I didn’t get the 300 and then I see articles saying it’s extended untill end of year. Which is it. This is so confusing

  4. MN has done as decent job of explaining the extra LWA $300 benefits in email. However, they provide zero documentation matching payments to specific weeks. They claim the Feds have currently funded five weeks (ending Aug 1 – 29). They added a new question to the weekly certification “is your unemployment due to COVID-19?” after the week ending Aug 15 (third one). I answered it wrong because it was confusing. They sent a follow-up email saying not to worry if you answered it wrong the first time but to answer yes if unemployment is due to COVID-19 downturn in business not specific to you.

    I only got four of five weeks of $300 so I am concerned my “wrong” answer cost me $300.

  5. Thank you for posting article about Extended 13 week benefits including the State-by-State chart. In Texas as I have been researching since my regular benefits ended at 26 wks, it says that most states auto enroll into next program. However waiting till your final week and not knowing if your state Will auto enroll can be quit frustrating! Yesterday I did my payment request so by tomorrow I will see just how Texas is handling this. ! Thanks again Andy. Texan

  6. Ok so I received my regular payment for employment today in Louisiana but I was getting the $300 but today theirs no $300 why is that

    1. I am trying to find out the exact same thing. I live in Louisiana and have been getting the federally funded extra $300 but did not so far this week. My state plus the $300 were both deposited together. So far I can’t find any answers as to why.

      1. I think only first 3 weeks of $300 approved so far in most states. States have to apply again for next round. Plus money is running out!

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